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Canara Bank

Canara Bank Visa Gold Secured Credit Card

Best for secured Visa gold seekers

₹500/yr annual fee

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹500/yr

Reward rate

Not published

Min. income

₹1,20,000

Forex markup

Not published

Lounge access

None

Eligibility

₹1.20 lakh/yr · CIBIL 550+

Reward cap

No cap

Welcome benefit

None beyond the reward rate

Who is this for

  • Secured card seeker
  • First-time user

What we like

  • 1% on everything
  • Low annual fee

Watch out for

  • Basic benefits only

Issuer

Bank

Canara Bank

Public sector bank

All Canara Bank cards →

Headquarters

Bengaluru, Karnataka

Established 1906

Toll-free

1800-103-2224

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹500 Not waivable
Annual fee ₹500 Waived on Rs 1 lakh annual spend
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 1.00 No cap 1.00

Benefits

  • Secured gold benefits Highlight

    1% cashback on all purchases

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
18–70 years
Min. income
₹1,20,000
Min. credit score
550+
Score note
Building credit
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, FD proof

Canara Bank Visa Gold Secured Credit Card is a VISA credit card from Canara Bank. It is best suited for secured Visa gold seekers.

Fees and rewards

  • Annual fee: Rs 500
  • Joining fee: Rs 500
  • Rewards: 1% cashback on all purchases

Eligibility

PAN, Aadhaar, FD proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for Canara Bank Visa Gold Secured Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Canara Bank Visa Gold Secured Credit Card worth it?

Canara Bank Visa Gold Secured Credit Card is a credit card issued by Canara Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Canara Bank Visa Gold Secured Credit Card?

Canara Bank Visa Gold Secured Credit Card charges ₹500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Canara Bank Visa Gold Secured Credit Card reward rate work?

Canara Bank Visa Gold Secured Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the Canara Bank Visa Gold Secured Credit Card?

To qualify for Canara Bank Visa Gold Secured Credit Card, you typically need: minimum annual income ₹1,20,000; CIBIL score of 550+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Canara Bank Visa Gold Secured Credit Card offer airport lounge access?

Canara Bank Visa Gold Secured Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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