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Axis Bank

Fibe Axis Bank Credit Card

Best for online spending, lifetime free cashback

Lifetime free · 3x rewards

Visa Lifetime free

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

Lifetime free

Reward rate

3x

Min. income

₹1,50,000

Forex markup

Not published

Lounge access

None

Eligibility

₹1.50 lakh/yr · CIBIL 650+

Reward cap

₹500/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Online shopper
  • First-time cardholder
  • Budget traveller

What we like

  • Lifetime free
  • 3% on food/entertainment/commute
  • 1% on everything else

Watch out for

  • Rs 500 monthly cap on accelerated cashback

Issuer

Bank

Axis Bank

Private sector bank

All Axis Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1993

Toll-free

1800-419-5555

Customer care: 1860-419-5555

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹0 Not waivable

Rewards

Spend category Rate Cap Redemption
DINING 3.00 ₹500/month 1.00
All spends 1.00 No cap 1.00

Benefits

  • Lifetime free Highlight

    No joining or annual fee

  • Online cashback Highlight

    3% cashback on online food delivery, entertainment and local commute

  • Universal cashback

    1% cashback on all other spends

  • Fuel surcharge waiver

    1% fuel surcharge waiver

Eligibility

Age
21–60 years
Min. income
₹1,50,000
Min. credit score
650+
Score note
Stable income with decent credit
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, address proof

Fibe Axis Bank Credit Card is a Visa lifetime-free cashback card aimed at online shoppers, with 3% cashback on food delivery, entertainment and commute.

Fees and rewards

  • Annual fee: Nil (lifetime free)
  • Joining fee: Nil
  • Rewards: 3% on food/entertainment/commute; 1% on other spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for Fibe Axis Bank Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Fibe Axis Bank Credit Card worth it?

Fibe Axis Bank Credit Card is a credit card issued by Axis Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Fibe Axis Bank Credit Card?

Fibe Axis Bank Credit Card is a lifetime-free card with no annual or joining fee.

How does the Fibe Axis Bank Credit Card reward rate work?

Fibe Axis Bank Credit Card earns 3x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the Fibe Axis Bank Credit Card?

To qualify for Fibe Axis Bank Credit Card, you typically need: minimum annual income ₹1,50,000; CIBIL score of 650+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Fibe Axis Bank Credit Card offer airport lounge access?

Fibe Axis Bank Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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