ICICI Bank
ICICI Bank Emirates Sapphiro Credit Card
Best for Emirates business class flyers
₹12,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹12,000/yr
Reward rate
Not published
Min. income
₹15,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹15 lakh/yr · CIBIL 850+
Reward cap
₹50,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium Emirates flyer
- Business class traveler
What we like
- 10 miles per Rs 100 on Emirates
- Platinum status benefit
Watch out for
- Rs 12,000 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹12,000 | Not waivable |
| Annual fee | ₹12,000 | Waived on Rs 25 lakh annual spend |
| Late payment | ₹1,200 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| AIRLINES | 10.00 | ₹50,000/month | 0.10 |
| All spends | 3.00 | No cap | 0.10 |
Benefits
-
Emirates Skywards Platinum miles Highlight
10 miles per Rs 100 on Emirates flights
-
Emirates Skywards Platinum status Highlight
Complimentary Emirates Skywards Platinum membership
-
Unlimited lounge access Highlight
Complimentary unlimited domestic and international airport lounge access
-
Premium concierge
24/7 premium concierge service
Eligibility
- Age
- 25–60 years
- Min. income
- ₹15,00,000
- Min. credit score
- 850+
- Score note
- Excellent credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
ICICI Bank Emirates Sapphiro Credit Card is a VISA credit card from ICICI Bank. It is best suited for Emirates business class flyers.
Fees and rewards
- Annual fee: Rs 12,000
- Joining fee: Rs 12,000
- Rewards: 10 Emirates Skywards miles per Rs 100 on Emirates; 3 miles per Rs 100 on all other
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for ICICI Bank Emirates Sapphiro Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the ICICI Bank Emirates Sapphiro Credit Card worth it?
What is the annual fee for the ICICI Bank Emirates Sapphiro Credit Card?
How does the ICICI Bank Emirates Sapphiro Credit Card reward rate work?
What are the eligibility requirements for the ICICI Bank Emirates Sapphiro Credit Card?
Does the ICICI Bank Emirates Sapphiro Credit Card offer airport lounge access?
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