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ICICI Bank

ICICI Bank Emirates Skywards Rubyx Credit Card

Best for frequent Emirates flyers

₹8,000/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹8,000/yr

Reward rate

Not published

Min. income

₹12,00,000

Forex markup

Not published

Lounge access

Yes

Eligibility

₹12 lakh/yr · CIBIL 820+

Reward cap

₹30,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Frequent Emirates flyer
  • Premium traveler

What we like

  • 8 miles per Rs 100 on Emirates
  • Gold status benefit

Watch out for

  • Rs 8,000 annual fee

Issuer

Bank

ICICI Bank

Private sector bank

All ICICI Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Toll-free

1800-200-3344

Website

www.icicibank.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹8,000 Not waivable
Annual fee ₹8,000 Waived on Rs 20 lakh annual spend
Late payment ₹1,000 Not waivable

Rewards

Spend category Rate Cap Redemption
AIRLINES 8.00 ₹30,000/month 0.10
All spends 2.50 No cap 0.10

Benefits

  • Emirates Skywards Gold miles Highlight

    8 miles per Rs 100 on Emirates flights

  • Emirates Skywards Gold status Highlight

    Complimentary Emirates Skywards Gold membership

  • Unlimited lounge access Highlight

    Complimentary unlimited domestic and international airport lounge access

  • Premium concierge

    24/7 premium concierge service

Eligibility

Age
25–60 years
Min. income
₹12,00,000
Min. credit score
820+
Score note
Excellent credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

ICICI Bank Emirates Skywards Rubyx Credit Card is a VISA credit card from ICICI Bank. It is best suited for frequent Emirates flyers.

Fees and rewards

  • Annual fee: Rs 8,000
  • Joining fee: Rs 8,000
  • Rewards: 8 Emirates Skywards miles per Rs 100 on Emirates; 2.5 miles per Rs 100 on all other

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for ICICI Bank Emirates Skywards Rubyx Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the ICICI Bank Emirates Skywards Rubyx Credit Card worth it?
ICICI Bank Emirates Skywards Rubyx Credit Card is a credit card issued by ICICI Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the ICICI Bank Emirates Skywards Rubyx Credit Card?
ICICI Bank Emirates Skywards Rubyx Credit Card charges ₹8,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the ICICI Bank Emirates Skywards Rubyx Credit Card reward rate work?
ICICI Bank Emirates Skywards Rubyx Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the ICICI Bank Emirates Skywards Rubyx Credit Card?
To qualify for ICICI Bank Emirates Skywards Rubyx Credit Card, you typically need: minimum annual income ₹12,00,000; CIBIL score of 820+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the ICICI Bank Emirates Skywards Rubyx Credit Card offer airport lounge access?
Complimentary unlimited domestic and international airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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