ICICI Bank
ICICI Bank Expression Credit Card
Best for fashion and lifestyle enthusiasts
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
₹500/month
Welcome benefit
None beyond the reward rate
Who is this for
- Fashion enthusiast
- Lifestyle spender
What we like
- 5% on fashion
- 1% on everything
Watch out for
- Rs 500 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 1 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| SHOPPING | 5.00 | ₹500/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Fashion cashback Highlight
5% cashback on fashion and lifestyle purchases
-
Lifestyle benefits
1% cashback on all other purchases
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
ICICI Bank Expression Credit Card is a VISA credit card from ICICI Bank. It is best suited for fashion and lifestyle enthusiasts.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 5% cashback on fashion; 1% on all other purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for ICICI Bank Expression Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the ICICI Bank Expression Credit Card worth it?
What is the annual fee for the ICICI Bank Expression Credit Card?
How does the ICICI Bank Expression Credit Card reward rate work?
What are the eligibility requirements for the ICICI Bank Expression Credit Card?
Does the ICICI Bank Expression Credit Card offer airport lounge access?
← All credit cards · All ICICI Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.