ICICI Bank
ICICI NRI Coral Credit Card
Everyday rewards for NRIs
₹500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
This card has been discontinued by its issuer. The details below are kept as a reference for existing holders and historical comparisons.
Annual fee
₹500/yr
Reward rate
4x
Min. income
₹5,00,000
Forex markup
3.5%
Lounge access
Yes
Eligibility
Not published
Reward cap
No published cap
Welcome benefit
2,000 reward points on Rs 2 lakh annual spends plus 1,000 per additional Rs 1 lakh (max 10,000 per anniversary year)
ICICI NRI Coral card: Rs 500 joining and annual fees, 2 reward points per Rs 100 on retail spends, 1% fuel waiver at HPCL, 3.5% forex markup. NRI-only, branch apply.
Who is this for
- Rewards optimiser
- First-time cardholder
What we like
- Complimentary airport lounge access
Watch out for
- 3.5% foreign-transaction markup
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Spend over Rs 1.5 lakh waives next year's annual fee (per domestic Coral schedule) |
| Forex markup | 3.5% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 Reward Points per Rs 100 on retail spends; 1 Reward Point per Rs 100 on utility and insurance spends; exclusions apply | — | — |
Benefits
-
Quarterly lounge access Highlight
1 complimentary domestic airport lounge per quarter (spend-linked) and 4 railway lounge visits per year, per the Coral product page
-
Spend milestones
2,000 reward points on Rs 2 lakh annual spends plus 1,000 per additional Rs 1 lakh (max 10,000 per anniversary year)
-
Fuel surcharge waiver
1% waiver on fuel transactions of Rs 400-4,000 at HPCL pumps
-
Movie offers
25% off up to Rs 100, twice a month each on BookMyShow and INOX
-
Personal accident cover
Rs 2 lakh personal accident insurance on the RuPay variant
Eligibility
- Age
- 21+ years
- Documents
- NRI with a funded NRE/NRO account, stable income and good credit history; apply via ICICI branch or relationship manager.
Fees and charges
- Joining fee: Rs 500
- Annual fee: Rs 500 — Spend over Rs 1.5 lakh waives next year’s annual fee (per domestic Coral schedule)
- Forex markup: 3.5%
Rewards
- ALL: 2 Reward Points per Rs 100 on retail spends; 1 Reward Point per Rs 100 on utility and insurance spends; exclusions apply
Benefits
- Quarterly lounge access: 1 complimentary domestic airport lounge per quarter (spend-linked) and 4 railway lounge visits per year, per the Coral product page
- Spend milestones: 2,000 reward points on Rs 2 lakh annual spends plus 1,000 per additional Rs 1 lakh (max 10,000 per anniversary year)
- Fuel surcharge waiver: 1% waiver on fuel transactions of Rs 400-4,000 at HPCL pumps
- Movie offers: 25% off up to Rs 100, twice a month each on BookMyShow and INOX
- Personal accident cover: Rs 2 lakh personal accident insurance on the RuPay variant
Eligibility
- Age: 21+ years NRI with a funded NRE/NRO account, stable income and good credit history; apply via ICICI branch or relationship manager.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: ICICI Bank. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
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Frequently asked questions
Is the ICICI NRI Coral Credit Card worth it?
What is the annual fee for the ICICI NRI Coral Credit Card?
How does the ICICI NRI Coral Credit Card reward rate work?
What are the eligibility requirements for the ICICI NRI Coral Credit Card?
Does the ICICI NRI Coral Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.