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IndusInd Bank Legend credit card

IndusInd Bank

IndusInd Bank Legend Credit Card

Best for rewards, premium

₹0/yr annual fee

Visa

By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review

Annual fee

Lifetime free

Reward rate

Not published

Min. income

Not published

Forex markup

Not published

Lounge access

Domestic + international

Eligibility

₹0.25 lakh/yr · CIBIL 750+

Reward cap

5,000 RP per statement cycle for cash redemption

Welcome benefit

3,000 bonus RP on ₹5L annual spend

Who is this for

  • Rewards optimiser
  • Premium cardholder

What we like

  • Unlimited international lounge access
  • Milestone vouchers or extras

Watch out for

  • ₹750 late-payment fee

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Website

www.indusind.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹0 Lifetime free
Forex markup Not published Not waivable
Late payment ₹750 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 1 RP per ₹100 weekday; 2 RP per ₹100 weekend 5,000 RP per statement cycle for cash redemption 1 RP = ₹0.50 (cash credit); 400 RP = 100 KrisFlyer Miles
DINING 3.00 — 0.25
TRAVEL 3.00 — 0.25

Benefits

  • Domestic lounge access

    None (was 2/quarter pre-2025; removed)

  • International lounge access Highlight

    None

  • Milestone benefits Highlight

    3,000 bonus RP on ₹5L annual spend

  • Fuel surcharge waiver

    1% waiver on fuel transactions

Eligibility

Age
18–65 years
Min. income
₹25,000
Min. credit score
750+
Score note
Excellent credit score
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, income proof

IndusInd Bank Legend Credit Card is a VISA credit card from IndusInd Bank. It is best suited for rewards, premium.

Fees and rewards

  • Annual fee: ₹3000
  • Joining fee: ₹3000
  • Rewards: 3 reward points per ₹100

Eligibility

PAN, Aadhaar, income proof

Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.

Apply for IndusInd Bank Legend Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the IndusInd Bank Legend Credit Card worth it?
IndusInd Bank Legend Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) iswaivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Legend Credit Card?
IndusInd Bank Legend Credit Card charges ₹0 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Legend Credit Card reward rate work?
IndusInd Bank Legend Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.
Show 3 more questions

What are the eligibility requirements for the IndusInd Bank Legend Credit Card?
To qualify for IndusInd Bank Legend Credit Card, you typically need: minimum annual income ₹25,000; CIBIL score of 750+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Legend Credit Card offer airport lounge access?
None (was 2/quarter pre-2025; removed); None

What is the forex markup on the IndusInd Bank Legend Credit Card?
Forex markup details for IndusInd Bank Legend Credit Card are not published on FinWiz24.

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