IndusInd Bank
IndusInd Bank Nexxt Credit Card
Best for flexibility, EMI
₹1,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,000/yr
Reward rate
Not published
Min. income
₹2,50,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
5,000 RP per statement cycle
Welcome benefit
Flexible EMI options at competitive rates
Who is this for
- Flexibility seeker
- EMI user
What we like
- Flexible EMI options
- 2X reward points on all spends
Watch out for
- Rs 750 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.indusind.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,000 | Not waivable |
| Annual fee | ₹1,000 | Waived on Rs 3 lakh annual spend |
| Late payment | ₹750 | Not waivable |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 RP per Rs 100 spent | 5,000 RP per statement cycle | 1 RP = Rs 0.40 (cash credit) |
| DINING | 4 RP per Rs 100 spent | 5,000 RP cap | 1 RP = Rs 0.40 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
International lounge access
None
-
EMI flexibility Highlight
Flexible EMI options at competitive rates
-
Fuel surcharge waiver
1% waiver on fuel transactions
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
IndusInd Bank Nexxt Credit Card is a VISA credit card from IndusInd Bank. It is best suited for flexibility, EMI.
Fees and rewards
- Annual fee: Rs 1,000
- Joining fee: Rs 1,000
- Rewards: 2 RP per Rs 100 spent; 4 RP per Rs 100 on dining
Eligibility
PAN, Aadhaar, income proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for IndusInd Bank Nexxt Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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