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IndusInd Bank

IndusInd Bank Platinum Visa Credit Card

Best for premium lifestyle, travel

₹1,000/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,000/yr

Reward rate

Not published

Min. income

₹2,50,000

Forex markup

Not published

Lounge access

Domestic + international

Eligibility

₹2.50 lakh/yr · CIBIL 700+

Reward cap

5,000 RP per statement cycle

Welcome benefit

None beyond the reward rate

Who is this for

  • Premium spender
  • Frequent traveler

What we like

  • 2X reward points on all spends
  • Premium lounge access

Watch out for

  • Rs 750 late-payment fee

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Website

www.indusind.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹1,000 Not waivable
Annual fee ₹1,000 Waived on Rs 3 lakh annual spend
Late payment ₹750 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2 RP per Rs 100 spent 5,000 RP per statement cycle 1 RP = Rs 0.40 (cash credit)
TRAVEL 4 RP per Rs 100 spent 5,000 RP cap 1 RP = Rs 0.50

Benefits

  • Domestic lounge access Highlight

    Complimentary domestic airport lounge access

  • International lounge access Highlight

    Complimentary international lounge access

  • Fuel surcharge waiver

    1% waiver on fuel transactions

Eligibility

Age
21–65 years
Min. income
₹2,50,000
Min. credit score
700+
Score note
Good credit score
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

IndusInd Bank Platinum Visa Credit Card is a VISA credit card from IndusInd Bank. It is best suited for premium lifestyle, travel.

Fees and rewards

  • Annual fee: Rs 1,000
  • Joining fee: Rs 1,000
  • Rewards: 2 RP per Rs 100 spent; 4 RP per Rs 100 on travel

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for IndusInd Bank Platinum Visa Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the IndusInd Bank Platinum Visa Credit Card worth it?
IndusInd Bank Platinum Visa Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Platinum Visa Credit Card?
IndusInd Bank Platinum Visa Credit Card charges ₹1,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Platinum Visa Credit Card reward rate work?
IndusInd Bank Platinum Visa Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the IndusInd Bank Platinum Visa Credit Card?
To qualify for IndusInd Bank Platinum Visa Credit Card, you typically need: minimum annual income ₹2,50,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Platinum Visa Credit Card offer airport lounge access?
Complimentary domestic airport lounge access; Complimentary international lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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