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Indigo Kotak Premium Credit Card

Best for Indigo frequent flyers, premium

₹1,500/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,500/yr

Reward rate

Not published

Min. income

₹4,00,000

Forex markup

Not published

Lounge access

Domestic only

Eligibility

₹4 lakh/yr · CIBIL 720+

Reward cap

₹1,500/month

Welcome benefit

10% cashback and premium discounts on Indigo flights

Who is this for

  • Premium Indigo flyer
  • Frequent traveler

What we like

  • 10% on Indigo bookings
  • Lounge access

Watch out for

  • Rs 1,500 annual fee

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 Waived on Rs 5 lakh annual spend
Late payment ₹750 Not waivable

Rewards

Spend category Rate Cap Redemption
AIRLINES 10.00 ₹1,500/month 1.00
All spends 1.50 No cap 1.00

Benefits

  • Enhanced Indigo benefits Highlight

    10% cashback and premium discounts on Indigo flights

  • Domestic lounge access Highlight

    Complimentary domestic airport lounge access

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
21–65 years
Min. income
₹4,00,000
Min. credit score
720+
Score note
Good credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

Indigo Kotak Premium Credit Card is a VISA credit card from Kotak Mahindra Bank. It is best suited for Indigo frequent flyers, premium.

Fees and rewards

  • Annual fee: Rs 1,500
  • Joining fee: Rs 1,500
  • Rewards: 10% cashback on Indigo flights; 1.5% on all other purchases

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for Indigo Kotak Premium Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Indigo Kotak Premium Credit Card worth it?
Indigo Kotak Premium Credit Card is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Indigo Kotak Premium Credit Card?
Indigo Kotak Premium Credit Card charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Indigo Kotak Premium Credit Card reward rate work?
Indigo Kotak Premium Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the Indigo Kotak Premium Credit Card?
To qualify for Indigo Kotak Premium Credit Card, you typically need: minimum annual income ₹4,00,000; CIBIL score of 720+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Indigo Kotak Premium Credit Card offer airport lounge access?
Complimentary domestic airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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