Credit card
Kotak Infinite Credit Card
Best for premium users, highest benefits
₹5,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹5,000/yr
Reward rate
Not published
Min. income
₹10,00,000
Forex markup
Not published
Lounge access
International only
Eligibility
₹10 lakh/yr · CIBIL 800+
Reward cap
₹10,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Ultra premium
- High spender
What we like
- 3% on everything
- Unlimited worldwide lounge access
Watch out for
- Rs 5,000 annual fee
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Not waivable |
| Late payment | ₹1,000 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3.00 | ₹10,000/month | 1.00 |
| TRAVEL | 5.00 | ₹5,000/month | 1.00 |
Benefits
-
Ultimate rewards Highlight
3% cashback on all purchases
-
Unlimited international lounge access Highlight
Complimentary unlimited domestic and international airport lounge access
-
Premium concierge Highlight
24/7 premium concierge service
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 25–60 years
- Min. income
- ₹10,00,000
- Min. credit score
- 800+
- Score note
- Exceptional credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, income verification
Kotak Infinite Credit Card is a VISA credit card from Kotak Mahindra Bank. It is best suited for premium users, highest benefits.
Fees and rewards
- Annual fee: Rs 5,000
- Joining fee: Rs 5,000
- Rewards: 3% cashback on all purchases; 5% on travel
Eligibility
PAN, Aadhaar, salary slips / ITR, income verification
Card data compiled from issuer published fee schedules. Status: active.
Apply for Kotak Infinite Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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