PNB
PNB Payroll Credit Card
Best for salary account holders
₹300/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹300/yr
Reward rate
Not published
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1 lakh/yr · CIBIL 550+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- Salary account holder
- Basic card seeker
What we like
- 1% on everything
- Very low annual fee
Watch out for
- Basic benefits only
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹300 | Waived for salary account holders |
| Annual fee | ₹300 | Waived for salary account holders |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Payroll benefits Highlight
1% cashback on all purchases
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,00,000
- Min. credit score
- 550+
- Score note
- Building credit
- Employment
- Salaried
- Documents
- PAN, Aadhaar, salary account proof
PNB Payroll Credit Card is a VISA credit card from PNB. It is best suited for salary account holders.
Fees and rewards
- Annual fee: Rs 300 (waived for salary account holders)
- Joining fee: Rs 300 (waived for salary account holders)
- Rewards: 1% cashback on all purchases
Eligibility
PAN, Aadhaar, salary account proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for PNB Payroll Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the PNB Payroll Credit Card worth it?
What is the annual fee for the PNB Payroll Credit Card?
How does the PNB Payroll Credit Card reward rate work?
What are the eligibility requirements for the PNB Payroll Credit Card?
Does the PNB Payroll Credit Card offer airport lounge access?
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