PNB
PNB Platinum Credit Card
Best for platinum benefits, everyday spending
₹1,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,000/yr
Reward rate
Not published
Min. income
₹2,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
₹2,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Everyday spender
- Platinum card seeker
What we like
- 1.5% on everything
- 5% on dining
Watch out for
- Rs 1,000 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,000 | Not waivable |
| Annual fee | ₹1,000 | Waived on Rs 4 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.50 | ₹2,000/month | 1.00 |
| DINING | 5.00 | ₹500/month | 1.00 |
Benefits
-
Platinum cashback Highlight
1.5% cashback on all purchases
-
Dining benefits Highlight
5% cashback on dining at partner restaurants
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Good credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
PNB Platinum Credit Card is a VISA credit card from PNB. It is best suited for platinum benefits, everyday spending.
Fees and rewards
- Annual fee: Rs 1,000
- Joining fee: Rs 1,000
- Rewards: 1.5% cashback on all purchases; 5% on dining
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for PNB Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the PNB Platinum Credit Card worth it?
What is the annual fee for the PNB Platinum Credit Card?
How does the PNB Platinum Credit Card reward rate work?
What are the eligibility requirements for the PNB Platinum Credit Card?
Does the PNB Platinum Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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