RBL Bank
RBL Bank Insignia Preferred Banking Credit Card
Best for high net worth, preferred banking
₹5,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹5,000/yr
Reward rate
Not published
Min. income
₹10,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹10 lakh/yr · CIBIL 800+
Reward cap
₹15,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Ultra high net worth
- Premium wealth customer
What we like
- 3% on everything
- Unlimited worldwide lounge
Watch out for
- Rs 5,000 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Not waivable |
| Late payment | ₹1,000 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3.00 | ₹15,000/month | 1.00 |
| TRAVEL | 5.00 | ₹5,000/month | 1.00 |
Benefits
-
Ultimate cashback Highlight
3% cashback on all purchases
-
Unlimited worldwide lounge access Highlight
Complimentary unlimited domestic and international airport lounge access
-
Premium concierge Highlight
24/7 dedicated premium concierge service
-
Priority customer service Highlight
Dedicated priority customer service line
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 25–60 years
- Min. income
- ₹10,00,000
- Min. credit score
- 800+
- Score note
- Exceptional credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, wealth verification
RBL Bank Insignia Preferred Banking Credit Card is a VISA credit card from RBL Bank. It is best suited for high net worth, preferred banking.
Fees and rewards
- Annual fee: Rs 5,000
- Joining fee: Rs 5,000
- Rewards: 3% cashback on all purchases; 5% on travel
Eligibility
PAN, Aadhaar, salary slips / ITR, wealth verification
Card data compiled from issuer published fee schedules. Status: active.
Apply for RBL Bank Insignia Preferred Banking Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the RBL Bank Insignia Preferred Banking Credit Card worth it?
What is the annual fee for the RBL Bank Insignia Preferred Banking Credit Card?
How does the RBL Bank Insignia Preferred Banking Credit Card reward rate work?
What are the eligibility requirements for the RBL Bank Insignia Preferred Banking Credit Card?
Does the RBL Bank Insignia Preferred Banking Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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