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RBL Bank

RBL Bank MoneyTap Black Credit Card

Best for flexible credit, premium users

₹2,000/yr annual fee

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹2,000/yr

Reward rate

Not published

Min. income

₹5,00,000

Forex markup

Not published

Lounge access

Yes

Eligibility

₹5 lakh/yr · CIBIL 750+

Reward cap

₹5,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Premium flexible credit user
  • High spender

What we like

  • Flexible credit line
  • 2% on everything

Watch out for

  • Rs 2,000 annual fee

Issuer

Bank

RBL Bank

Private sector bank

All RBL Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1943

Toll-free

1800-121-9050

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹2,000 Not waivable
Annual fee ₹2,000 Waived on Rs 7 lakh annual spend
Late payment ₹1,000 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2.00 ₹5,000/month 1.00
FUEL 5.00 ₹500/month 1.00

Benefits

  • Flexible credit line Highlight

    Flexible credit line with easy repayment options

  • Premium cashback Highlight

    2% cashback on all purchases

  • Unlimited lounge access Highlight

    Complimentary unlimited domestic airport lounge access

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
25–60 years
Min. income
₹5,00,000
Min. credit score
750+
Score note
Excellent credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

RBL Bank MoneyTap Black Credit Card is a VISA credit card from RBL Bank. It is best suited for flexible credit, premium users.

Fees and rewards

  • Annual fee: Rs 2,000
  • Joining fee: Rs 2,000
  • Rewards: 2% cashback on all purchases; 5% on fuel

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for RBL Bank MoneyTap Black Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the RBL Bank MoneyTap Black Credit Card worth it?

RBL Bank MoneyTap Black Credit Card is a credit card issued by RBL Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the RBL Bank MoneyTap Black Credit Card?

RBL Bank MoneyTap Black Credit Card charges ₹2,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the RBL Bank MoneyTap Black Credit Card reward rate work?

RBL Bank MoneyTap Black Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the RBL Bank MoneyTap Black Credit Card?

To qualify for RBL Bank MoneyTap Black Credit Card, you typically need: minimum annual income ₹5,00,000; CIBIL score of 750+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the RBL Bank MoneyTap Black Credit Card offer airport lounge access?

Complimentary unlimited domestic airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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