RBL Bank
RBL Bank Paisabazaar Duet Credit Card
Best for new-to-credit, Xpress Cash, lifetime free cashback
Lifetime free · 1x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
1x
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- New-to-credit
- Everyday spender
- Budget traveller
What we like
- Lifetime free
- 1% on all spends
- Xpress Cash feature
Watch out for
- Modest 1x base reward rate
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Late payment | ₹300 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
| XPRESS_CASH | Not published | — | — |
Benefits
-
Lifetime free Highlight
No joining or annual fee
-
Universal cashback Highlight
1% cashback on all online and offline eligible purchases
-
Xpress Cash Highlight
Borrow a part of your credit limit as Xpress Cash
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,00,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, address proof
RBL Bank Paisabazaar Duet Credit Card is a Visa lifetime-free co-brand card with RBL Bank and Paisabazaar, designed for new-to-credit consumers.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil
- Rewards: 1% cashback on all spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for RBL Bank Paisabazaar Duet Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the RBL Bank Paisabazaar Duet Credit Card worth it?
What is the annual fee for the RBL Bank Paisabazaar Duet Credit Card?
How does the RBL Bank Paisabazaar Duet Credit Card reward rate work?
What are the eligibility requirements for the RBL Bank Paisabazaar Duet Credit Card?
Does the RBL Bank Paisabazaar Duet Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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