Standard Chartered
Standard Chartered Beyond Credit Card
Best for premium lifestyle, travel
₹1,500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,500/yr
Reward rate
Not published
Min. income
₹4,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹4 lakh/yr · CIBIL 700+
Reward cap
₹2,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium spender
- Frequent traveler
What we like
- 5% cashback on dining and travel
- Premium lounge access
Watch out for
- Rs 750 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1858
Website
www.sc.com/inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,500 | Not waivable |
| Annual fee | ₹1,500 | Waived on Rs 6 lakh annual spend |
| Late payment | ₹750 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.50 | ₹2,000/month | 1.00 |
| DINING | 5.00 | ₹1,000/month | 1.00 |
| TRAVEL | 5.00 | ₹1,000/month | 1.00 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
International lounge access Highlight
Complimentary international lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹4,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Standard Chartered Beyond Credit Card is a VISA credit card from Standard Chartered Bank. It is best suited for premium lifestyle, travel.
Fees and rewards
- Annual fee: Rs 1,500
- Joining fee: Rs 1,500
- Rewards: 5% cashback on dining and travel; 1.5% on all other spends
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Standard Chartered Beyond Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Standard Chartered Beyond Credit Card worth it?
What is the annual fee for the Standard Chartered Beyond Credit Card?
How does the Standard Chartered Beyond Credit Card reward rate work?
What are the eligibility requirements for the Standard Chartered Beyond Credit Card?
Does the Standard Chartered Beyond Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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