Standard Chartered
Standard Chartered Manhattan Credit Card
Supermarket cashback, 3x rewards
₹999/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹999/yr
Reward rate
4x
Min. income
Not published
Forex markup
Not published
Lounge access
None
Eligibility
Not published
Reward cap
No published cap
Welcome benefit
5,000 Reward Points on payment of the joining fee
Standard Chartered Manhattan gives 5% cashback at supermarkets and 3 reward points per Rs 150 on other spends, with a Rs 999 fee reversed above Rs 1.2 lakh spends.
Who is this for
- Cashback seeker
- Rewards optimiser
- First-time cardholder
What we like
- Renewal benefit on annual spend
Issuer
Headquarters
Mumbai, Maharashtra
Established 1858
Website
www.sc.com/inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹999 | Not waivable |
| Annual fee | ₹999 | Not waivable |
| Renewal fee | ₹999 | Renewal fee reversed on spends greater than INR 1,20,000 in the previous year |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3x rewards - 3 Reward Points per INR 150 on all other expenses (approx 4 RP per Rs 200-equivalent) | — | Redeem via 360 degree Rewards catalogue; value per point not stated on product page |
| GROCERIES | 5% cashback at supermarkets (incl. grocery and departmental stores per issuer value chart); refer T&Cs for exclusions | — | Cashback credited per issuer T&Cs |
Benefits
-
Welcome reward points
5,000 Reward Points on payment of the joining fee
-
Renewal fee reversal Highlight
Annual renewal fee of Rs 999 reversed on spends above Rs 1,20,000 in the previous year
-
Lifetime-free add-on cards
Lifetime free supplementary credit cards for family members
-
Kuch Bhi on EMI
Convert eligible spends above INR 5,000 into EMIs via net banking or SC Mobile
Eligibility
- Age
- 18–65 years
- Documents
- Stable monthly income (no figure published); applicant must be in an SC credit-card sourcing city; PAN, address proof, photo, and salary slip or ITR required.
Read the full application walkthrough: Standard Chartered Manhattan Credit Card apply guide.
Fees and charges
- Joining fee: Rs 999 — INR 999 + GST; paying it earns 5,000 reward points
- Annual fee: Rs 999 — INR 999 + GST from year 2 onwards
- Renewal fee: Rs 999 — Renewal fee reversed on spends greater than INR 1,20,000 in the previous year
Rewards
- ALL: 3x rewards - 3 Reward Points per INR 150 on all other expenses (approx 4 RP per Rs 200-equivalent) Redemption: Redeem via 360 degree Rewards catalogue; value per point not stated on product page.
- GROCERIES: 5% cashback at supermarkets (incl. grocery and departmental stores per issuer value chart); refer T&Cs for exclusions Redemption: Cashback credited per issuer T&Cs.
Benefits
- Welcome reward points: 5,000 Reward Points on payment of the joining fee
- Renewal fee reversal: Annual renewal fee of Rs 999 reversed on spends above Rs 1,20,000 in the previous year
- Lifetime-free add-on cards: Lifetime free supplementary credit cards for family members
- Kuch Bhi on EMI: Convert eligible spends above INR 5,000 into EMIs via net banking or SC Mobile
Eligibility
- Age: 18-65 years Stable monthly income (no figure published); applicant must be in an SC credit-card sourcing city; PAN, address proof, photo, and salary slip or ITR required.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: Standard Chartered. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
Step-by-step application guide: Read the Standard Chartered Manhattan Credit Card apply walkthrough →
Apply for Standard Chartered Manhattan Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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