Standard Chartered
Standard Chartered Platinum Rewards Credit Card
Best for premium rewards, lifestyle
₹1,200/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,200/yr
Reward rate
Not published
Min. income
₹3,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹3 lakh/yr · CIBIL 700+
Reward cap
Uncapped
Welcome benefit
None beyond the reward rate
Who is this for
- Premium spender
- Dining enthusiast
What we like
- 5X reward points on dining
- Premium lounge access
Watch out for
- Rs 750 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1858
Website
www.sc.com/inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,200 | Not waivable |
| Annual fee | ₹1,200 | Waived on Rs 4 lakh annual spend |
| Late payment | ₹750 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3 RP per Rs 100 spent | Uncapped | 1 RP = Rs 0.35 |
| DINING | 5 RP per Rs 100 spent | Uncapped | 1 RP = Rs 0.35 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
International lounge access Highlight
Complimentary international lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹3,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Standard Chartered Platinum Rewards Credit Card is a VISA credit card from Standard Chartered Bank. It is best suited for premium rewards, lifestyle.
Fees and rewards
- Annual fee: Rs 1,200
- Joining fee: Rs 1,200
- Rewards: 5 RP per Rs 100 on dining; 3 RP per Rs 100 on other spends
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Standard Chartered Platinum Rewards Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Standard Chartered Platinum Rewards Credit Card worth it?
What is the annual fee for the Standard Chartered Platinum Rewards Credit Card?
How does the Standard Chartered Platinum Rewards Credit Card reward rate work?
What are the eligibility requirements for the Standard Chartered Platinum Rewards Credit Card?
Does the Standard Chartered Platinum Rewards Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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