The IndusInd Tiger Credit Card is a lifetime-free fuel and travel card with 5 reward points per ₹100 on fuel and travel, 1 reward point per ₹100 on all other retail, 1% fuel surcharge waiver, and 1 free domestic lounge visit per year. The card is targeted at users with a 4-wheeler who travel moderately.

Why this matters

IndusInd Tiger is the highest-reward lifetime-free card for fuel and travel. The 5X on fuel and travel is competitive with paid cards. If you spend ₹5,000/month on fuel and ₹10,000/month on travel, the 5X gives you 750 points/month, redeemable for ₹750 in cashback.

Indusind Tiger

How to Apply for the IndusInd Tiger Credit Card in 2026

How to apply Total time: 10 min · You’ll need: PAN, Aadhaar, mobile, salary slips (if required)

Apply for the lifetime-free IndusInd Tiger Credit Card with 5X reward points on fuel and travel. Eligibility, benefits, and full application walkthrough.

Check Tiger eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹20,000. CIBIL score of 720+ is preferred.
Apply online via IndusInd website — Visit indusind.com → Cards → Credit Cards → Tiger. Click Apply Now. The form is pre-filled if you are an existing IndusInd customer.
Complete the application — Provide your name (as on PAN), PAN, Aadhaar, mobile, email, address, employment details, and monthly income.
Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
Submit and track — Submit the form. The 12-digit application reference is shown. Track status in the IndusInd app. Approval takes 5–10 working days.
Receive the card and activate — Once approved, the card is delivered within 5 working days. Activate via IVR, IndusInd app, or at any IndusInd ATM by setting a 4-digit PIN.
Use the card for fuel and travel — Use the card at any fuel station and for travel spends to earn 5 reward points per ₹100. The 5X is uncapped — no monthly cap.
Use the 1 free lounge visit — The card includes 1 domestic lounge visit per year via Dreamfolks. Register on Dreamfolks and link the card before your first travel.

Common mistakes to avoid

The 5X is uncapped but only on direct fuel and travel spends. The 1 free lounge visit is via Dreamfolks — register before your first travel. The 1% fuel surcharge waiver is in addition to the 5X — you earn rewards on the full transaction value.

Pro tips

Use Tiger for all fuel and travel spends to maximise 5X
Track the 1% fuel surcharge waiver in the IndusInd app
Register on Dreamfolks and link the card before your first trip
Pair with IndusInd Platinum Aura for everyday spends

Frequently asked questions

Is IndusInd Tiger lifetime free?

Yes. The card has no joining or annual fee. There is no fee waiver target.

What is the 5X cap?

5X on fuel and travel is uncapped. There is no monthly cap.

Does the 5X apply to online travel portals?

Yes. The 5X applies to direct fuel and travel, including online travel portals.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

IndusInd credit cards — product page (verified 5 September 2026).
Reserve Bank of India — Master Direction on Credit Card and Debit Card Issuance (verified 5 September 2026).

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