Credit card analyst
Jiyan Kazi
FinWiz24 editorial office · Palitana, Gujarat, India
Posts by this author (30)
blog · 21 Jun 2026
Amazon Pay ICICI vs Flipkart Axis vs SBI Cashback: The Final Comparison
Three lifetime-free cashback cards. Which one wins for your spending pattern?
glossary · 18 Jun 2026
Priority Banking
A priority banking relationship.
glossary · 18 Jun 2026
Premier Banking
A premium banking relationship.
blog · 17 Jun 2026
Credit Card Trends in India (2026): What's Growing, What's Shrinking
Premium cards are up, cashback cards are flat, co-brand cards are consolidating. The data behind the shifts.
blog · 17 Jun 2026
Best Credit Cards for Small-Town and Tier-3 India
Tier-2 and tier-3 city residents face different credit-card realities. The right picks for non-metro India.
blog · 17 Jun 2026
MakeMyTrip and Travel-Booking Cashback in India
MMT, Cleartrip, Yatra, Goibibo — the booking platforms and the credit cards that reward each.
glossary · 16 Jun 2026
Ultra High Net-Worth Individual (UHNI)
An individual with very high net worth.
blog · 15 Jun 2026
Best Credit Cards for Food Delivery in India (Swiggy, Zomato, EatSure)
5% to 10% back on food delivery. The cards, the caps, and the smart routing.
glossary · 14 Jun 2026
CORS Declaration
A declaration for CRS compliance.
glossary · 13 Jun 2026
Photo Update
Updating the registered photo.
blog · 13 Jun 2026
Visa vs Mastercard vs Amex vs RuPay — Which Network Should You Pick?
The card network matters more than the bank for acceptance and forex. Here's how each one stacks up in India.
glossary · 12 Jun 2026
DOB Update
Updating the registered date of birth.
trick · 12 Jun 2026
Transfer Hotel Points to Airlines for Maximum Value
Hotel loyalty points are worth more when transferred to airline miles. Here's the optimal ratio.
glossary · 11 Jun 2026
Mobile Update
Updating the registered mobile number.
blog · 11 Jun 2026
The Best Cashback Credit Cards in India (2026 Edition)
Lifetime-free, capped, and uncapped — the cards that put money back in your wallet every month.
glossary · 10 Jun 2026
Account Revival
Reviving an inactive account.
blog · 9 Jun 2026
Cashback vs Reward Points vs Air Miles — Which One Is Best for You?
All three are ways to earn on your card. The right pick depends on your spend, your redemption habits, and your flexibility.
blog · 9 Jun 2026
Credit Cards for Students in India: What's Actually Available
Most banks require a salaried income for credit cards. Here's what students can do instead.
blog · 7 Jun 2026
Credit Card Fraud in India: The Numbers and the Protections
Card fraud is rare in India — and dropping. Here's what the RBI's data shows and how the protections have evolved.
blog · 7 Jun 2026
When Do Reward Points Expire on Indian Cards? The Full List
HDFC points don't expire. Axis EDGE Miles expire in 24 months. Amex MR points expire in 36 months. Here's the rest.
blog · 6 Jun 2026
HDFC Infinia vs Diners Club Black: Which Super-Premium Card Wins?
Both cards waive forex, both offer unlimited lounge access. The differences are subtle and worth ₹30,000+ a year.
blog · 3 Jun 2026
Zero Forex Markup Cards in India: Save 2%–3.5% on Every International Spend
Three cards charge zero forex markup on international transactions. The savings on a ₹10L travel spend is ₹2L–₹3.5L.
glossary · 2 Jun 2026
Fair Practice Code
An RBI code for fair lending.
guide · 2 Jun 2026
How to Apply for the ICICI EMI Card in 2026
Apply for the ICICI EMI Card and convert any purchase above ₹2,500 to 0% APR EMI. Eligibility, fees, and the application process.
glossary · 1 Jun 2026
DCA Protection
Protection from debt collection agencies.
blog · 1 Jun 2026
Your Credit Card Billing Cycle, Explained in Plain English
The billing cycle is the engine of every reward, fee, and interest decision on your card. Here's exactly how it works in India.
guide · 31 May 2026
How to Apply for the HDFC Superia Credit Card in 2026
Apply for the super-premium HDFC Superia Credit Card with unlimited lounge access and 4X reward points. Income thresholds and walkthrough.
glossary · 30 May 2026
UPI Autopay
UPI-based recurring payments.
glossary · 29 May 2026
E-Mandate
An electronic mandate for recurring payments.
glossary · 29 May 2026
Rupay Credit Card Mandate
A UPI mandate for RuPay cards.