Data as of 5 September 2026
At a glance
Active cards
4
Tracked live
Lifetime-free
1
No annual fee, ever
Annual fee range
₹0–₹5,000
INR, per year
Reward rate
2–6x
Base to top tier
About HSBC India
HSBC India is a foreign bank operating under RBI norms. Established 2004, We track 4 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹5,000+ across Visa. 1 of 4 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.
Issuer details
Headquarters
Mumbai, Maharashtra
Toll-free helpline
1800-267-3456
Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.
Customer care
1800-267-3456
Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.
Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.
HSBC India credit cards
4 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.
Frequently asked questions
How many credit cards does HSBC India offer in India?
HSBC India currently has 4 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Visa, spanning entry-level to super-premium tiers.
What is HSBC India's toll-free customer care number?
HSBC India's published card-services helpline is 1800-267-3456. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.
Are HSBC India credit cards lifetime-free?
HSBC India has 1 lifetime-free card on the active list. The remaining 3 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.
What is the minimum income to qualify for a HSBC India credit card?
HSBC India cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.
Is HSBC India regulated by the RBI?
HSBC India was established in 2004. HSBC India operates under an RBI banking licence as a foreign bank and follows RBI's card-issuance, fair-practice, and data-protection norms.
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