How to Apply for the Axis Magnus Credit Card in 2026

title: "How to Apply for the Axis Magnus Credit Card in 2026" slug: how-to-apply-for-axis-magnus-credit-card excerpt: "Apply for the premium Axis Magnus Credit Card with 12,000 bonus EDGE Miles and 5X on travel. Income thresholds, eligibility, and walkthrough." category: how-to-apply tags:

• axis
• magnus
• premium
• lounge-access
• air-miles relatedCards:
• axis-magnus heroImage: /images/guides/axis-magnus.svg publishedAt: "2026-06-18T16:57:30.269Z"

The Axis Magnus Credit Card is a premium travel card with 12,000 bonus EDGE Miles on first ₹1 lakh spent within 90 days, 5 EDGE Miles per ₹100 on travel, 2 EDGE Miles per ₹100 on all other retail, 8 domestic + 4 international lounge visits per year, and a milestone bonus of 30,000 EDGE Miles on spends of ₹15 lakh in a year. The annual fee is ₹10,000, waived on ₹15 lakh spends.

Why this matters

Magnus is the most rewarding Axis card in the mid-premium segment. The 12,000 welcome bonus alone is worth ₹1,200 in flight value. The 5 EDGE Miles on travel is competitive with the best travel cards. The 30,000 milestone bonus on ₹15 lakh spends is a major benefit for high spenders.

Related cards

How to Apply for the Axis Magnus Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Magnus eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹1.5 lakh for salaried. CIBIL score of 760+ is preferred. Self-employed applicants need a minimum annual income of ₹25 lakh.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Apply online via Axis Bank website</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Visit axisbank.com → Cards → Credit Cards → Magnus. Click Apply Now. The form is pre-filled if you are an existing Axis customer.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Magnus variant and number of supplementary cards.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Upload income documents</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Upload the latest 3 months&#39; salary slips, last 6 months&#39; bank statement, and Form 16. Self-employed applicants must upload 2 years&#39; ITR with computation and business proof.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Pay the joining fee and receive the card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, Axis will charge ₹10,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Spend ₹1 lakh in 90 days for the welcome bonus</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Spend ₹1 lakh within 90 days to earn 12,000 bonus EDGE Miles. The miles are credited within 30 days of meeting the spend target.</p>
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Common mistakes to avoid

The 5 EDGE Miles is restricted to direct airline and hotel bookings — online travel portals earn only 2 EDGE Miles. The 30,000 milestone bonus on ₹15 lakh spends is a yearly target — high spenders can hit it once per year.

Pro tips

• Use Magnus for direct airline and hotel bookings to maximise 5 EDGE Miles
• Pair with Axis Atlas for high-value travel
• Plan to spend ₹15 lakh to waive the ₹10,000 annual fee and unlock the 30,000 milestone
• Register on the EDGE Miles portal and link the card before your first redemption

Frequently asked questions

What is the annual fee on Magnus?

₹10,000 + GST, waived on ₹15 lakh spends in the previous 12 months.

What is the welcome bonus?

12,000 bonus EDGE Miles on ₹1 lakh spent within 90 days of card issuance.

What is the milestone bonus?

30,000 bonus EDGE Miles on ₹15 lakh spent in a year, credited within 30 days of meeting the target.