How to Apply for the Flipkart Axis Bank Card via the Flipkart App in 2026

title: "How to Apply for the Flipkart Axis Bank Card via the Flipkart App in 2026" slug: how-to-apply-for-flipkart-axis-via-flipkart-app excerpt: "Apply for the Flipkart Axis Bank Credit Card in 5 minutes via the Flipkart app. Step-by-step walkthrough with screenshots and approval tips." category: how-to-apply tags:

• flipkart
• axis
• lifetime-free
• app
• online-shopping relatedCards:
• axis-flipkart heroImage: /images/guides/flipkart-axis-app.svg publishedAt: "2026-06-18T16:57:30.188Z"

The Flipkart Axis Bank Credit Card is the easiest way to get an Axis Bank credit card. The application runs through the Flipkart app, takes 5 minutes, and approval is instant for most applicants. The card is co-branded with Axis Bank and Flipkart, which means the underwriting is shared between the two — making the eligibility criteria more lenient than traditional Axis cards.

Why this matters

The Flipkart Axis card is the best card for Flipkart shoppers. The application requires no Axis Bank account, no income proof for most applicants, and no physical documents. The card is lifetime-free and offers 5% cashback on Flipkart, Myntra, and Cleartrip, which is the highest in the no-fee segment for Flipkart shoppers.

Related cards

How to Apply for the Flipkart Axis Bank Card via the Flipkart App in 2026

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    <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">1</span>
    <h4 class="mb-1 text-base font-semibold text-ink">Open the Flipkart app and sign in</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Open the Flipkart app and sign in to your Flipkart account. The application requires an active Flipkart account with a verified mobile number and email. If you do not have a Flipkart account, create one before applying.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Navigate to the credit card page</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Go to My Profile → Credit Cards → Flipkart Axis Card. The page has an Apply Now button and a benefits calculator. Read the benefits carefully before applying.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Check your eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Tap Check Eligibility. The app will ask for your mobile number, PAN, and date of birth. Flipkart and Axis run a soft inquiry on your CIBIL and check internal data. Eligibility is decided within 30 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Authorise Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Tap Authorise. The app will redirect to a UIDAI page where you enter your 12-digit Aadhaar. Authorise and enter the OTP sent to your Aadhaar-linked mobile. eKYC completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Fill the application form</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Complete the form with your full name (must match PAN), residential address, employment type, employer name, monthly income, and work email. The form is pre-filled with data from your Flipkart profile.</p>
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    <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">6</span>
    <h4 class="mb-1 text-base font-semibold text-ink">Submit income documents (if asked)</h4>
    <p class="text-sm leading-relaxed text-ink-muted">For incomes below ₹20,000/month, you may be asked to upload 2 years&#39; ITR. Most applicants are exempted because the card is treated as a low-risk entry-level product.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Get instant approval and a virtual card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Approval is granted within 60 seconds for clean profiles. A virtual card number is generated immediately and added to your Flipkart wallet. The virtual card can be used for Flipkart purchases right away.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Receive the physical card and activate</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The physical card is delivered within 5–7 days. Activate it through the Axis mobile app, by calling the helpline, or at any Axis ATM. The physical card works for offline and online purchases outside Flipkart.</p>
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Common mistakes to avoid

The most common mistake is using the card for Flipkart gift cards or wallet loads, which earn only 1.5% instead of 5%. The second is not having a Flipkart Plus membership, which gives additional discounts on Flipkart. The third is not setting up auto-pay in the Axis mobile app.

Pro tips

• Use the card on Flipkart, Myntra, and Cleartrip to maximise 5% cashback
• Use the card on Swiggy, Uber, and PVR to chase the 4% preferred merchant cashback
• Set up auto-pay for the full statement balance in the Axis mobile app
• Track the ₹500+₹500 monthly cashback cap in the Axis mobile app

Frequently asked questions

Is the Flipkart Axis card lifetime free?

Yes. There is no joining fee, no annual fee, and no fee waiver target. The card is free for life.

How long does approval take?

Approval is instant for clean profiles (under 60 seconds). For profiles that need manual review, approval takes 3–5 working days.

Can I apply without a Flipkart account?

Yes. The card is open to all users. The application form is also available on the Axis Bank website. Flipkart account holders get a faster application with pre-filled data.