How to Apply for the ICICI Myntra Credit Card in 2026

title: "How to Apply for the ICICI Myntra Credit Card in 2026" slug: how-to-apply-for-icici-myntra-credit-card excerpt: "Apply for the co-branded ICICI Myntra Credit Card and earn 7.5% cashback on Myntra orders. Eligibility, fees, and the application process." category: how-to-apply tags:

• icici
• myntra
• fashion
• cashback
• lifetime-free relatedCards:
• icici-myntra heroImage: /images/guides/icici-myntra.svg publishedAt: "2026-06-18T16:58:33.586Z"

The ICICI Myntra Credit Card is a co-branded lifetime-free card for Myntra users. It offers 7.5% cashback on Myntra orders, 5% on partner merchants, 1.5% on all other online spends, 1% fuel surcharge waiver, and a milestone voucher of ₹500 on spends of ₹1 lakh in a year. The card is targeted at users who shop on Myntra regularly.

Why this matters

If you spend ₹5,000/month on Myntra, the 7.5% cashback gives you ₹375/month. Across 12 months, that is ₹4,500 — meaningful for a lifetime-free card for fashion shoppers. The 5% on partner merchants (Nykaa, Tata CLiQ, etc.) makes the card useful for broader online fashion shopping.

Related cards

How to Apply for the ICICI Myntra Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Myntra card eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹20,000. CIBIL score of 720+ is preferred.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Apply online via Myntra app or website</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Open the Myntra app → My Profile → Insider → Get Credit Card. The page has an Apply Now button. The form is pre-filled with data from your Myntra profile.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Provide your name (as on PAN), PAN, Aadhaar, mobile, email, address, employment details, and monthly income.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in the Myntra app or ICICI iMobile Pay. Approval takes 5–10 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Receive the card and activate</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, the card is delivered within 5 working days. Activate via IVR, ICICI iMobile Pay, or at any ICICI ATM by setting a 4-digit PIN.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use on Myntra for 7.5% cashback</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card on Myntra to earn 7.5% cashback. The 7.5% is capped at ₹500 per month.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use on partner merchants for 5% cashback</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card on Nykaa, Tata CLiQ, and other partner merchants to earn 5% cashback. The 5% is capped at ₹500 per month.</p>
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Common mistakes to avoid

The 7.5% is capped at ₹500 per month. The 5% on partner merchants is separately capped at ₹500 per month. The card does not earn 7.5% on Myntra gift cards or wallet loads.

Pro tips

• Use the card on Myntra to maximise 7.5% cashback
• Use the card on Nykaa, Tata CLiQ, and partner merchants for 5%
• Track the ₹500+₹500 monthly cap in iMobile Pay
• Pair with HDFC Myntra for additional Myntra cashback (after capping out on ICICI)

Frequently asked questions

Is ICICI Myntra lifetime free?

Yes. The card has no joining or annual fee. There is no fee waiver target.

What is the 7.5% cashback cap?

7.5% on Myntra is capped at ₹500 per month. 5% on partner merchants is separately capped at ₹500 per month.

Does the 7.5X apply to Myntra gift cards?

No. Myntra gift cards and wallet loads earn 1.5% only.