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An add-on card lets a family member spend on your credit limit for typically ₹500-₹1,500 + GST per year — but the rewards land in your wallet, the bill is yours, and only your CIBIL history moves.
HDFC, ICICI, Axis, SBI, Amex — the 5 issuers compared on approval rate, rewards, service, fees, and the right pick for you.
Premium cards are up, cashback cards are flat, co-brand cards are consolidating. The data behind the shifts.
Axis Atlas earns 5 EDGE Miles per ₹100 on travel, has 8+8 lounge access, and costs ₹5,000 a year. The math.
HDFC, ICICI, Axis, SBI, Kotak, Amex — the strengths, weaknesses, and the right pick for your spend.
Both are ₹5,000 cards with 5X on travel. The differences are in the transfer partners, welcome bonuses, and acceptance.
Both cards offer 5% on their namesake platform. The differences are in the cap, the partner network, and the redemption.
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