Blog
How the RBI's 2024 Billing Dispute Rules Protect You Auto-debit reversals, dispute timelines, and the bank's burden of proof. What changed and what to do.
Tag
Credit Card Bill
Articles tagged credit card bill.
-
- BlogUsing Credit Card Float to Earn Interest on Your Money
The credit-card grace period is a free 18–25 day loan. Used well, it can earn interest on your own money.
- BlogCredit Card vs Debit Card vs UPI: The Right Tool for the Right Spend
Each payment method has a role. Using the right one for the right spend saves money and builds credit.
- BlogPaying Bills with a Credit Card: What's Allowed and What Isn't
Electricity, gas, water, mobile postpaid, DTH, insurance — most bills can be paid via credit card. Here's how to maximise the cashback.
- BlogWhy Your Credit Utilisation Ratio Is the Second-Biggest Score Factor
30% of your CIBIL score depends on how much of your credit limit you use. Here's the optimal strategy.
- BlogYour Card's MITC Document: The 4-Page Contract You Should Read
Most Important Terms and Conditions: the bank's binding contract with you. What to look for.
- BlogHow to Read Your Credit Card Statement (and Spot Errors)
A credit card statement has 30+ line items. Here's what each one means and which ones to verify.
- BlogGrace Period vs Revolving Credit: The Difference That Costs You 42% a Year
If you've ever carried a balance 'just for a few days', you've paid more than you think. The math, in plain terms.
- BlogEvery Credit Card Fee Explained in Plain English
Annual fee, late fee, finance charge, cash advance fee, EMI fee — what each one is, when it applies, and what it costs.
- BlogYour Credit Card Billing Cycle, Explained in Plain English
The billing cycle is the engine of every reward, fee, and interest decision on your card. Here's exactly how it works in India.
- BlogGST on Credit Card Fees in India: Every Charge That Has It, and Which Don't
Annual fees, finance charges, late fees, cash advance fees, EMI processing fees — most of them carry 18% GST.