Rbi

Credit Card Fraud Recovery in India: A Step-by-Step Workflow Using the RBI's 2024 Framework

Hotlist, dispute, escalate. The RBI-aligned step-by-step workflow for unauthorised Indian credit-card transactions, including the 2024 framework's 90-day rule and shift in burden of proof.

Credit Card Minimum Payment Trap: The True Cost in Rupees

Paying only the minimum due on your credit card can cost you 5-10x more than the original bill. Here is the exact math for Indian cardholders.