Students

Best Credit Cards for Small-Town and Tier-3 India

Tier-2 and tier-3 city residents face different credit-card realities. The right picks for non-metro India.

Your First Credit Card After Your First Job: A Playbook

You have a salary account, a steady income, and zero credit history. Here's what to do in the first 12 months.

Indian Credit Card Lingo: 30 Terms Explained in Plain English

MCC, ECI, MITC, BT, EMI — the alphabet soup of credit-card language, decoded.

Credit Cards for Students in India: What's Actually Available

Most banks require a salaried income for credit cards. Here's what students can do instead.

Your First Credit Card in India: A Step-by-Step Guide

How to qualify, what to apply for, and the four mistakes to avoid on day one.

What Is a Credit Card? The Absolute Beginner's Guide

If you've never had a credit card, start here. The basics in plain English, with no jargon.