Calculator
Old vs New Regime Calculator
Compare your tax liability under the old regime (with deductions) vs the new regime (Income Tax Act 2025) for FY 2026-27. See which regime saves you more.
Last updated 8 October 2026
How this works
Compare your tax liability under the old regime (with deductions) vs the new regime (Income Tax Act 2025) for FY 2026-27. See which regime saves you more.
The calculator takes 6 inputs (annual income (₹), age group, section 80c (₹), section 80d (₹), hra exempt (₹), other deductions (₹)) and produces 8 outputs (new regime tax, old regime tax, new regime cess, old regime cess, new regime total, old regime total, better regime saves, better regime). All formulas are published below — no hidden assumptions, no sign-up wall, no data sent to a server.
Initial result (using default inputs):
- New regime tax
- 54000
- Old regime tax
- 81500
- New regime cess
- 2160
- Old regime cess
- 3260
- New regime total
- 56160
- Old regime total
- 84760
- Better regime saves
- 28600
- Better regime
- New regime