Calculator
Tax-Saving Investment Calculator
Calculate your total tax deduction under Section 80C, 80D, 80CCD, HRA, and NPS. See how much tax you save by investing in tax-saving instruments under the old regime.
Last updated 8 October 2026
How this works
Calculate your total tax deduction under Section 80C, 80D, 80CCD, HRA, and NPS. See how much tax you save by investing in tax-saving instruments under the old regime.
The calculator takes 7 inputs (section 80c (₹), section 80d health (₹), section 80ccd(1b) nps (₹), hra received (₹), rent paid (₹), basic salary (₹), income tax slab rate (%)) and produces 5 outputs (total deductions, taxable income after deductions, tax saved, effective saving rate (%), hra exemption). All formulas are published below — no hidden assumptions, no sign-up wall, no data sent to a server.
Initial result (using default inputs):
- Total deductions
- 345000
- Taxable income after deductions
- 345000
- Tax saved
- 69000
- Effective saving rate (%)
- 20
- HRA exemption
- 120000