American Express
Amex Platinum Charge Card
Flagship charge card, sourcing paused
₹66,000/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
We stopped sourcing this card because the issuer no longer publishes complete terms. The figures below may be out of date.
Annual fee
₹66,000/yr
Reward rate
5x
Min. income
₹25,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹25 lakh/yr
Reward cap
No published cap
Welcome benefit
Welcome gift worth up to INR 60,000 (Taj Hotels, Luxe Gift Card or Postcard Hotels option) on INR 50,000 net spends in…
The Amex Platinum Charge Card costs Rs 66,000 plus taxes, earns 1 MR point per Rs 40 and 3X overseas, but Amex India has paused new applications.
Who is this for
- Frequent traveller
- Premium cardholder
What we like
- Complimentary airport lounge access
- Welcome benefit on fee payment
Watch out for
- ₹66,000 non-waiver annual fee
Issuer
Headquarters
Gurugram, Haryana
Established 1972
Toll-free
1800-419-3344Website
www.americanexpress.com/en-inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹66,000 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | Earn 1 Membership Rewards point for every INR 40 spent with your Card | — | — |
| TRAVEL | 3X Membership Rewards points on all overseas spending | — | — |
Benefits
-
Global Lounge Collection Highlight
Access to 1,550+ lounges across 500+ airports including The Centurion Lounge, Delta Sky Club, Priority Pass, Escape and domestic partner lounges in India
-
Welcome gift Highlight
Welcome gift worth up to INR 60,000 (Taj Hotels, Luxe Gift Card or Postcard Hotels option) on INR 50,000 net spends in the first 2 months plus payment of the annual fee
-
Renewal benefit
Vouchers worth up to INR 35,000 on INR 20 lakh spends in the membership year plus payment of the renewal fee
-
Hotel elite status
Marriott Bonvoy Gold Elite and Hilton Honors Gold status plus Fine Hotels + Resorts privileges and Platinum Concierge
-
Travel insurance
Complimentary insurance covers per the terms: maximum 5 trips a year, 7 days per trip, hospitalisation claims with a 24-hour minimum
Eligibility
- Age
- 18+ years
- Min. income
- ₹25,00,000
- Documents
- Resident Indian aged 18+ with an Indian bank account and good credit history; employed with personal annual income of INR 25 lakh+ or self-employed with INR 15 lakh+ and a business trading 12+ months, in a serviceable city. Amex India currently banners a pause on accepting new card applications (observed 28 Aug 2026).
Read the full application walkthrough: Amex Platinum Charge Card apply guide.
Status: not currently sourced by the issuer. FinWiz24 keeps this page for reference; figures shown are the issuer’s last published terms where verifiable, otherwise unlisted.
Fees and charges
- Annual fee: Rs 66,000
Rewards
- ALL: Earn 1 Membership Rewards point for every INR 40 spent with your Card
- TRAVEL: 3X Membership Rewards points on all overseas spending
Benefits
- Global Lounge Collection: Access to 1,550+ lounges across 500+ airports including The Centurion Lounge, Delta Sky Club, Priority Pass, Escape and domestic partner lounges in India
- Welcome gift: Welcome gift worth up to INR 60,000 (Taj Hotels, Luxe Gift Card or Postcard Hotels option) on INR 50,000 net spends in the first 2 months plus payment of the annual fee
- Renewal benefit: Vouchers worth up to INR 35,000 on INR 20 lakh spends in the membership year plus payment of the renewal fee
- Hotel elite status: Marriott Bonvoy Gold Elite and Hilton Honors Gold status plus Fine Hotels + Resorts privileges and Platinum Concierge
- Travel insurance: Complimentary insurance covers per the terms: maximum 5 trips a year, 7 days per trip, hospitalisation claims with a 24-hour minimum
Eligibility
- Minimum income: Rs 25,00,000 per annum
- Age: 18+ years Resident Indian aged 18+ with an Indian bank account and good credit history; employed with personal annual income of INR 25 lakh+ or self-employed with INR 15 lakh+ and a business trading 12+ months, in a serviceable city. Amex India currently banners a pause on accepting new card applications (observed 28 Aug 2026).
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: American Express. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
Step-by-step application guide: Read the Amex Platinum Charge Card apply walkthrough →
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the Amex Platinum Charge Card worth it?
What is the annual fee for the Amex Platinum Charge Card?
How does the Amex Platinum Charge Card reward rate work?
What are the eligibility requirements for the Amex Platinum Charge Card?
Does the Amex Platinum Charge Card offer airport lounge access?
← All credit cards · All American Express cards · All Amex cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.