AU Small Finance Bank
AU Tejas Credit Card
Best for groceries, dining, lifestyle
₹499/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹499/yr
Reward rate
2x
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2 lakh/yr · CIBIL 700+
Reward cap
₹500/month
Welcome benefit
None beyond the reward rate
Who is this for
- Food & dining spender
- Online shopper
What we like
- 5% on dining/lifestyle
- Low annual fee
Watch out for
- Rs 500 monthly cap on accelerated rewards
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹499 | Waived on Rs 50,000 annual spend |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DINING | 5.00 | ₹500/month | 1.00 |
| All spends | 2.00 | — | 0.25 |
Benefits
-
Dining rewards Highlight
5% cashback on Zomato, District and Amazon
-
Fuel surcharge waiver
1% fuel surcharge waiver
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,00,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, address proof
AU Tejas Credit Card is a Visa rewards card from AU Small Finance Bank, launched in May 2026 as part of its new portfolio, with 5% cashback on dining and lifestyle brands.
Fees and rewards
- Annual fee: Rs 499 (waived on Rs 50,000 annual spend)
- Joining fee: Nil
- Rewards: 5% on Zomato/District/Amazon; 2x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for AU Tejas Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the AU Tejas Credit Card worth it?
What is the annual fee for the AU Tejas Credit Card?
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What are the eligibility requirements for the AU Tejas Credit Card?
Does the AU Tejas Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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