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AU Small Finance Bank

AU Tejas Credit Card

Best for groceries, dining, lifestyle

₹499/yr annual fee · 2x rewards

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹499/yr

Reward rate

2x

Min. income

₹2,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹2 lakh/yr · CIBIL 700+

Reward cap

₹500/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Food & dining spender
  • Online shopper

What we like

  • 5% on dining/lifestyle
  • Low annual fee

Watch out for

  • Rs 500 monthly cap on accelerated rewards

Issuer

Bank

AU Small Finance Bank

Small finance bank

All AU Small Finance Bank cards →

Headquarters

Jaipur, Rajasthan

Established 2017

Toll-free

1800-120-1234

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹499 Waived on Rs 50,000 annual spend

Rewards

Spend category Rate Cap Redemption
DINING 5.00 ₹500/month 1.00
All spends 2.00 0.25

Benefits

  • Dining rewards Highlight

    5% cashback on Zomato, District and Amazon

  • Fuel surcharge waiver

    1% fuel surcharge waiver

Eligibility

Age
21–60 years
Min. income
₹2,00,000
Min. credit score
700+
Score note
Stable income with decent credit
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, address proof

AU Tejas Credit Card is a Visa rewards card from AU Small Finance Bank, launched in May 2026 as part of its new portfolio, with 5% cashback on dining and lifestyle brands.

Fees and rewards

  • Annual fee: Rs 499 (waived on Rs 50,000 annual spend)
  • Joining fee: Nil
  • Rewards: 5% on Zomato/District/Amazon; 2x on other spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for AU Tejas Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the AU Tejas Credit Card worth it?

AU Tejas Credit Card is a credit card issued by AU Small Finance Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the AU Tejas Credit Card?

AU Tejas Credit Card charges ₹499 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the AU Tejas Credit Card reward rate work?

AU Tejas Credit Card earns 2x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the AU Tejas Credit Card?

To qualify for AU Tejas Credit Card, you typically need: minimum annual income ₹2,00,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the AU Tejas Credit Card offer airport lounge access?

AU Tejas Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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