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6E Rewards XL — IndiGo HDFC Bank Credit Card

Discontinued IndiGo rewards card

₹1,500/yr annual fee

Mastercard

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,500/yr

Reward rate

Not published

Min. income

₹14,40,000

Forex markup

Not published

Lounge access

Domestic only

Eligibility

₹14.40 lakh/yr

Reward cap

No published cap

Welcome benefit

One complimentary flight-ticket voucher worth INR 3,000 with minimum 3 transactions in each of the first 3 months plus…

6E Rewards XL with IndiGo and HDFC is discontinued; last published terms gave 5% back on IndiGo, 3% on dining, groceries and entertainment, 2% elsewhere.

Who is this for

  • Frequent traveller
  • Rewards optimiser

What we like

  • Welcome benefit on fee payment
  • Free domestic lounge visits

Watch out for

  • ₹1,500 non-waiver joining fee

Issuer

Bank

HDFC Bank

Private sector bank

All HDFC Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Toll-free

1800-202-6161

Customer care: 1860-267-6161

Website

www.hdfcbank.com

Network

Mastercard

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 Not waivable
Renewal fee ₹1,500 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2% 6E Rewards on all other spends (final issuer listing) — Redeemable on IndiGo bookings
TRAVEL 5% 6E Rewards on IndiGo bookings — —
GROCERIES 3% 6E Rewards on grocery, dining & entertainment spends — —

Benefits

  • Welcome flight voucher Highlight

    One complimentary flight-ticket voucher worth INR 3,000 with minimum 3 transactions in each of the first 3 months plus paid joining fee

  • 6E Prime add-on

    6E Prime add-on worth INR 1,099 - priority check-in, seat choice and a complimentary meal

  • Domestic lounge access Highlight

    8 complimentary lounge accesses per year (2 per quarter), per the final archived product page

Eligibility

Age
21–65 years
Min. income
₹14,40,000
Documents
Last published criteria: salaried Indians 21-60 with gross monthly income above Rs 1,20,000; self-employed with ITR above Rs 14.4 lakh.

Status: discontinued — not open to new applications. FinWiz24 keeps this page for reference; figures shown are the issuer’s last published terms where verifiable, otherwise unlisted.

Fees and charges

  • Joining fee: Rs 1,500
  • Annual fee: Rs 1,500
  • Renewal fee: Rs 1,500

Rewards

  • ALL: 2% 6E Rewards on all other spends (final issuer listing) Redemption: Redeemable on IndiGo bookings.
  • TRAVEL: 5% 6E Rewards on IndiGo bookings
  • GROCERIES: 3% 6E Rewards on grocery, dining & entertainment spends

Benefits

  • Welcome flight voucher: One complimentary flight-ticket voucher worth INR 3,000 with minimum 3 transactions in each of the first 3 months plus paid joining fee
  • 6E Prime add-on: 6E Prime add-on worth INR 1,099 - priority check-in, seat choice and a complimentary meal
  • Domestic lounge access: 8 complimentary lounge accesses per year (2 per quarter), per the final archived product page

Eligibility

  • Minimum income: Rs 14,40,000 per annum
  • Age: 21-65 years Last published criteria: salaried Indians 21-60 with gross monthly income above Rs 1,20,000; self-employed with ITR above Rs 14.4 lakh.

Terms last reviewed 3 Sept 2026 against issuer-published schedules.

Apply for 6E Rewards XL — IndiGo HDFC Bank Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the 6E Rewards XL — IndiGo HDFC Bank Credit Card worth it?
6E Rewards XL — IndiGo HDFC Bank Credit Card is a credit card issued by HDFC Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the 6E Rewards XL — IndiGo HDFC Bank Credit Card?
6E Rewards XL — IndiGo HDFC Bank Credit Card charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the 6E Rewards XL — IndiGo HDFC Bank Credit Card reward rate work?
6E Rewards XL — IndiGo HDFC Bank Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the 6E Rewards XL — IndiGo HDFC Bank Credit Card?
To qualify for 6E Rewards XL — IndiGo HDFC Bank Credit Card, you typically need: minimum annual income ₹14,40,000. The eligibility tile on this page has the full published criteria.

Does the 6E Rewards XL — IndiGo HDFC Bank Credit Card offer airport lounge access?
8 complimentary lounge accesses per year (2 per quarter), per the final archived product page

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