AU Small Finance Bank
AU Zenith+ Credit Card
Metal premium card with 0.99% forex markup
₹4,999/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹4,999/yr
Reward rate
5x
Min. income
₹5,00,000
Forex markup
0.99%
Lounge access
None
Eligibility
₹5 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
1,000 RP per statement cycle milestone
AU Zenith+ is a metal Rs 4,999/year premium card with 0.99% forex markup, Taj Epicure membership, 5,000 RP welcome gift, and 1 RP = Rs 1 redemption value.
Who is this for
- Premium traveller
- International spender
- Luxury enthusiast
What we like
- 0.99% forex markup (lowest among AU cards)
- 1 RP = Rs 1 redemption
- Rs 5,000 welcome gift
- Taj Epicure Membership
Watch out for
- Rs 4,999 annual fee (waivable on Rs 8 lakh)
- Higher income requirement for waiver
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹4,999 | Waived on Rs 8 lakh annual spend |
| Forex markup | 0.99% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | — | 1.00 |
| MILESTONE | Not published | — | — |
| WELCOME | Not published | — | — |
Benefits
-
Grand welcome gift Highlight
Rs. 5,000 voucher / Reward Points on card activation
-
Taj Epicure Membership Highlight
Complimentary Taj Epicure Membership
-
Lowest forex markup Highlight
Only 0.99% foreign currency markup
-
Metal card
Premium metal card construction
-
1 RP = Rs 1 redemption
Unique 1:1 redemption value (vs 0.25 for other AU cards)
-
Quarterly milestone
1,000 RP per statement cycle milestone
Eligibility
- Age
- 21–60 years
- Min. income
- ₹5,00,000
- Min. credit score
- 750+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- Resident Indian aged 21-60, salaried or self-employed, minimum income Rs 5 lakh
AU Zenith+ Credit Card is a metal Rs. 4,999/year premium card from AU Small Finance Bank with 0.99% forex markup, Taj Epicure membership, and unique 1 RP = Rs. 1 redemption value.
Fees and rewards
- Annual fee: Rs. 4,999 + taxes (waived on Rs. 8 lakh annual spend)
- Joining fee: Nil
- Rewards: 1 Reward Point per Rs. 100 spent (1 RP = Rs. 1 redemption)
Welcome Gift
- Rs. 5,000 voucher / Reward Points on card activation
Eligibility
Resident Indian aged 21-60, salaried or self-employed, minimum income Rs. 5 lakh.
Card data compiled from au.bank.in and paisabazaar.com. Status: active.
Apply for AU Zenith+ Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the AU Zenith+ Credit Card worth it?
What is the annual fee for the AU Zenith+ Credit Card?
How does the AU Zenith+ Credit Card reward rate work?
What are the eligibility requirements for the AU Zenith+ Credit Card?
Does the AU Zenith+ Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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