Axis Bank
Axis Bank REWARDS Credit Card
Lifetime-free rewards card with 20 EDGE points on apparel
Lifetime free · 20x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
Lifetime free
Reward rate
20x
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Axis Bank REWARDS Credit Card is a lifetime-free Amex-network card offering 20 EDGE Reward Points per Rs 125 on apparel and departmental store spends.
Who is this for
- Apparel shopper
- Departmental store regular
- Fee-averse user
What we like
- Lifetime free
- 20 EDGE points per Rs 125 on apparel
- Amex network
Watch out for
- Limited earn categories beyond apparel/departmental
- Amex acceptance narrower than Visa/Mastercard
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Late payment | ₹1,300 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| APPAREL | 20.00 | — | 0.25 |
| All spends | 1.00 | — | 0.25 |
Benefits
-
Lifetime free Highlight
No joining or annual fee
-
High earn rate Highlight
20 EDGE points per Rs 125 on apparel and departmental stores
-
Amex network
American Express network acceptance
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- Resident Indian aged 18-70, salaried or self-employed, minimum income Rs 1.5 lakh
Axis Bank REWARDS Credit Card is a lifetime-free Amex-network rewards card from Axis Bank offering 20 EDGE Reward Points per Rs. 125 on apparel and departmental store spends.
Fees and rewards
- Annual fee: Nil (lifetime free)
- Joining fee: Nil (lifetime free)
- Rewards: 20 EDGE points per Rs 125 on apparel/departmental; 1 EDGE point per Rs 125 on other spends
Eligibility
Resident Indian aged 18-70, salaried or self-employed, minimum income Rs. 1.5 lakh.
Card data compiled from axis.bank.in and paisabazaar.com. Status: active.
Apply for Axis Bank REWARDS Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis Bank REWARDS Credit Card worth it?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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