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Bandhan Bank

Bandhan Bank Ignite Credit Card

Best for emerging affluent, lifestyle rewards

₹999/yr annual fee · 2x rewards

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹999/yr

Reward rate

2x

Min. income

₹4,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹4 lakh/yr · CIBIL 720+

Reward cap

₹1,000/month

Welcome benefit

E-vouchers on milestone spends

Who is this for

  • Emerging affluent
  • Lifestyle spender

What we like

  • 5x on dining, travel and entertainment
  • Rs 1,000 welcome voucher
  • Milestone vouchers

Watch out for

  • Rs 999 annual fee
  • Rs 1 lakh spend waiver threshold

Issuer

Bank

Bandhan Bank

Private sector bank

All Bandhan Bank cards →

Headquarters

Kolkata, West Bengal

Established 2015

Toll-free

1800-258-8181

Website

www.bandhanbank.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹999 Waived on Rs 1 lakh annual spend
Late payment ₹750 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2.00 — 0.25
DINING 5.00 ₹1,000/month 0.25
TRAVEL 5.00 ₹1,000/month 0.25

Benefits

  • Welcome benefit Highlight

    Welcome voucher worth Rs 1,000

  • Milestone vouchers

    E-vouchers on milestone spends

  • Fuel surcharge waiver

    1% fuel surcharge waiver

Eligibility

Age
21–60 years
Min. income
₹4,00,000
Min. credit score
720+
Score note
Good credit score preferred
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

Bandhan Bank Ignite Credit Card is a Visa rewards card launched by Bandhan Bank on 8 September 2026, targeting emerging affluent consumers.

Fees and rewards

  • Annual fee: Rs 999 (waived on Rs 1 lakh annual spend)
  • Joining fee: Nil
  • Rewards: 2x on all spends; 5x on dining/travel/entertainment

Eligibility

PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for Bandhan Bank Ignite Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the Bandhan Bank Ignite Credit Card worth it?
Bandhan Bank Ignite Credit Card is a credit card issued by Bandhan Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Bandhan Bank Ignite Credit Card?
Bandhan Bank Ignite Credit Card charges ₹999 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Bandhan Bank Ignite Credit Card reward rate work?
Bandhan Bank Ignite Credit Card earns 2x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the Bandhan Bank Ignite Credit Card?
To qualify for Bandhan Bank Ignite Credit Card, you typically need: minimum annual income ₹4,00,000; CIBIL score of 720+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Bandhan Bank Ignite Credit Card offer airport lounge access?
Bandhan Bank Ignite Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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