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INDIAN ARMY YODDHA BOBCARD

Best for Indian Army personnel

₹1,000/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,000/yr

Reward rate

Not published

Min. income

₹2,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹2 lakh/yr · CIBIL 650+

Reward cap

₹2,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Indian Army personnel
  • Defence employee

What we like

  • 2% on everything
  • Fee waiver for serving personnel

Watch out for

  • Limited civilian use

Fees and charges

Fee Amount Waiver
Joining fee ₹1,000 Waived for Indian Army serving personnel
Annual fee ₹1,000 Waived for Indian Army serving personnel
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2.00 ₹2,000/month 1.00
SHOPPING 3.00 ₹500/month 1.00

Benefits

  • Army benefits Highlight

    2% cashback on all purchases

  • Shopping benefits

    3% cashback on shopping at partner stores

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
18–60 years
Min. income
₹2,00,000
Min. credit score
650+
Score note
Stable income
Employment
defence
Documents
PAN, Aadhaar, Army ID / service proof

INDIAN ARMY YODDHA BOBCARD is a VISA credit card from Bank of Baroda. It is best suited for Indian Army personnel.

Fees and rewards

  • Annual fee: Rs 1,000 (waived for serving Army personnel)
  • Joining fee: Rs 1,000 (waived for serving Army personnel)
  • Rewards: 2% cashback on all purchases; 3% on shopping

Eligibility

PAN, Aadhaar, Army ID / service proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for INDIAN ARMY YODDHA BOBCARD

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the INDIAN ARMY YODDHA BOBCARD worth it?
INDIAN ARMY YODDHA BOBCARD is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the INDIAN ARMY YODDHA BOBCARD?
INDIAN ARMY YODDHA BOBCARD charges ₹1,000 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the INDIAN ARMY YODDHA BOBCARD reward rate work?
INDIAN ARMY YODDHA BOBCARD earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the INDIAN ARMY YODDHA BOBCARD?
To qualify for INDIAN ARMY YODDHA BOBCARD, you typically need: minimum annual income ₹2,00,000; CIBIL score of 650+; defence only. The eligibility tile on this page has the full published criteria.

Does the INDIAN ARMY YODDHA BOBCARD offer airport lounge access?
INDIAN ARMY YODDHA BOBCARD does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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