Federal Bank
Federal Bank Contactless Credit Card
Best for contactless payments
₹300/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹300/yr
Reward rate
Not published
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1 lakh/yr · CIBIL 550+
Reward cap
₹300/month
Welcome benefit
None beyond the reward rate
Who is this for
- Digital payment user
- Contactless preferer
What we like
- 2% on contactless
- Very low annual fee
Watch out for
- Basic benefits only
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹300 | Not waivable |
| Annual fee | ₹300 | Waived on Rs 50,000 annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DIGITAL | 2.00 | ₹300/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Contactless benefits Highlight
2% cashback on contactless payments
-
Digital cashback
1% cashback on all other purchases
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,00,000
- Min. credit score
- 550+
- Score note
- Building credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Federal Bank Contactless Credit Card is a VISA credit card from Federal Bank. It is best suited for contactless payments.
Fees and rewards
- Annual fee: Rs 300
- Joining fee: Rs 300
- Rewards: 2% cashback on contactless payments; 1% on all other purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Federal Bank Contactless Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Federal Bank Contactless Credit Card worth it?
What is the annual fee for the Federal Bank Contactless Credit Card?
How does the Federal Bank Contactless Credit Card reward rate work?
What are the eligibility requirements for the Federal Bank Contactless Credit Card?
Does the Federal Bank Contactless Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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