Federal Bank
Federal Bank Millennia Credit Card
Best for millennials, everyday spending
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
None beyond the reward rate
Who is this for
- Millennial
- Young professional
What we like
- 1% on everything
- 5% on dining
Watch out for
- Rs 500 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 2 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
| DINING | 5.00 | ₹300/month | 1.00 |
Benefits
-
Millennia benefits Highlight
1% cashback on all purchases
-
Dining cashback Highlight
5% cashback on dining at partner restaurants
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–40 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried
- Documents
- PAN, Aadhaar, salary slips / ITR
Federal Bank Millennia Credit Card is a VISA credit card from Federal Bank. It is best suited for millennials, everyday spending.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 1% cashback on all purchases; 5% on dining
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Federal Bank Millennia Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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Does the Federal Bank Millennia Credit Card offer airport lounge access?
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