Federal Bank
Federal Bank Premier Credit Card
Best for premier banking customers
₹1,500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,500/yr
Reward rate
Not published
Min. income
₹4,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹4 lakh/yr · CIBIL 720+
Reward cap
₹3,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premier banking customer
- Premium spender
What we like
- 1.5% on everything
- 3% on shopping
Watch out for
- Rs 1,500 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,500 | Not waivable |
| Annual fee | ₹1,500 | Waived on Rs 5 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.50 | ₹3,000/month | 1.00 |
| SHOPPING | 3.00 | ₹500/month | 1.00 |
Benefits
-
Premier cashback Highlight
1.5% cashback on all purchases
-
Shopping benefits Highlight
3% cashback on shopping
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹4,00,000
- Min. credit score
- 720+
- Score note
- Good credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Federal Bank Premier Credit Card is a VISA credit card from Federal Bank. It is best suited for premier banking customers.
Fees and rewards
- Annual fee: Rs 1,500
- Joining fee: Rs 1,500
- Rewards: 1.5% cashback on all purchases; 3% on shopping
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Federal Bank Premier Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the Federal Bank Premier Credit Card worth it?
What is the annual fee for the Federal Bank Premier Credit Card?
How does the Federal Bank Premier Credit Card reward rate work?
What are the eligibility requirements for the Federal Bank Premier Credit Card?
Does the Federal Bank Premier Credit Card offer airport lounge access?
← All credit cards · All Federal Bank cards · All Visa cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.