Federal Bank
Federal Bank Sapphiro Credit Card
Best for premium travelers
₹3,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹3,000/yr
Reward rate
Not published
Min. income
₹6,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹6 lakh/yr · CIBIL 750+
Reward cap
₹4,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium traveler
- Frequent flyer
What we like
- 2% on everything
- 5% on travel
Watch out for
- Rs 3,000 annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹3,000 | Not waivable |
| Annual fee | ₹3,000 | Waived on Rs 10 lakh annual spend |
| Late payment | ₹750 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.00 | ₹4,000/month | 1.00 |
| TRAVEL | 5.00 | ₹1,500/month | 1.00 |
Benefits
-
Sapphiro travel benefits Highlight
2% cashback on all purchases
-
Enhanced travel cashback Highlight
5% cashback on travel bookings
-
Lounge access
Complimentary domestic airport lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 25–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 750+
- Score note
- Good credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Federal Bank Sapphiro Credit Card is a VISA credit card from Federal Bank. It is best suited for premium travelers.
Fees and rewards
- Annual fee: Rs 3,000
- Joining fee: Rs 3,000
- Rewards: 2% cashback on all purchases; 5% on travel
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Federal Bank Sapphiro Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Federal Bank Sapphiro Credit Card worth it?
What is the annual fee for the Federal Bank Sapphiro Credit Card?
How does the Federal Bank Sapphiro Credit Card reward rate work?
What are the eligibility requirements for the Federal Bank Sapphiro Credit Card?
Does the Federal Bank Sapphiro Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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