HDFC Bank
HDFC Bank Diners Club Black Credit Card
Best for premium, travel, dining
₹10,000/yr annual fee · 6.67x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
We stopped sourcing this card because the issuer no longer publishes complete terms. The figures below may be out of date.
Annual fee
₹10,000/yr
Reward rate
6.67x
Min. income
₹20,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹20 lakh/yr · CIBIL 750+
Reward cap
Not explicitly stated on the public page
Welcome benefit
Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK on ₹8L s…
Who is this for
- Premium cardholder
- Frequent traveller
- Food & dining spender
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹10,000 non-waiver joining fee
- ₹1,300 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹10,000 | Not waivable |
| Annual fee | ₹10,000 | Spend ₹5,00,000 or more in the previous year (per the older T&Cs); the Diners Black METAL Edition: ₹8L waiver |
| Renewal fee | ₹10,000 | Waived on annual spends ≅ ₹8,00,000 |
| Forex markup | Not published | Not waivable |
| Over-limit fee | ₹500 | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| EMI processing | ₹99 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 5 Reward Points per ₹150 spent; up to 10X via SmartBuy; 2X on weekend dining | Not explicitly stated on the public page | 1 RP = ₹0.5 (flights/hotels via SmartBuy up to 70% of booking value) |
| DINING | 5.00 | — | 0.50 |
| TRAVEL | 5.00 | — | 0.50 |
| AIRLINES | 5.00 | — | 0.50 |
| HOTELS | 5.00 | — | 0.50 |
Benefits
-
Domestic lounge access
Unlimited domestic lounge access
-
International lounge access Highlight
Unlimited international lounge access via Diners network (1,300+ lounges worldwide)
-
Milestone benefits Highlight
Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK on ₹8L spends in anniversary year; spend ₹80,000 per quarter for 2 vouchers of ₹500 each (Tata CliQ, Uber, BookMyShow, Cult Fit)
-
Fuel surcharge waiver
1% fuel surcharge waiver on fuel between ₹400 and ₹10,000 (max per statement cycle not stated)
Eligibility
- Age
- 21–65 years
- Min. income
- ₹20,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, bank statements, photo, address proof
HDFC Bank Diners Club Black Credit Card is a MASTERCARD credit card from HDFC Bank. It is best suited for premium, travel, dining.
Fees and rewards
- Annual fee: ₹10000
- Joining fee: ₹10000
- Rewards: 5 reward points per ₹150
Eligibility
PAN, Aadhaar, salary slips / ITR, bank statements, photo, address proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: sourcing stopped.
You may also like
Cards with similar benefits, rewards, or eligibility requirements.
Frequently asked questions
Is the HDFC Bank Diners Club Black Credit Card worth it?
What is the annual fee for the HDFC Bank Diners Club Black Credit Card?
How does the HDFC Bank Diners Club Black Credit Card reward rate work?
What are the eligibility requirements for the HDFC Bank Diners Club Black Credit Card?
Does the HDFC Bank Diners Club Black Credit Card offer airport lounge access?
← All credit cards · All HDFC Bank cards · All Mastercard cards
Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.