HSBC India
HSBC Cashback Credit Card
Best for online-shopping, cashback
₹1,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
This card has been discontinued by its issuer. The details below are kept as a reference for existing holders and historical comparisons.
Annual fee
₹1,000/yr
Reward rate
Not published
Min. income
₹6,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 700+
Reward cap
₹1,000/month
Welcome benefit
Historical milestones; no longer being issued
Who is this for
- Online shopper
- Cashback seeker
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹750 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹5,000 |
| Joining fee | ₹1,000 | Not waivable |
| Annual fee | ₹1,000 | Historical waiver conditions no longer applicable |
| Late payment | ₹750 | Not waivable |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 10.00 | ₹1,000/month | 1.00 |
| SHOPPING | 10.00 | ₹1,000/month | 1.00 |
| All spends | 10% cashback on online spends (cap ₹1,000/cycle) — historical; replaced | Historical: ₹1,000 per billing cycle on accelerated category | Statement credit (cashback) |
Benefits
-
Domestic lounge access
None on the discontinued variant
-
International lounge access Highlight
None on the discontinued variant
-
Milestone benefits Highlight
Historical milestones; no longer being issued
-
Fuel surcharge waiver
1% on fuel ₹400-₹4,000 (capped ₹250/month) — historical
Eligibility
- Age
- 21–65 years
- Min. income
- ₹6,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, address proof, photo (historical)
HSBC Cashback Credit Card is a VISA credit card from HSBC Bank. It is best suited for online-shopping, cashback.
Fees and rewards
- Annual fee: ₹1000
- Joining fee: ₹1000
- Rewards: 10% on online spends (cap)
Eligibility
PAN, Aadhaar, salary slips / ITR, address proof, photo (historical)
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: discontinued.
Step-by-step application guide: Read the HSBC Cashback Credit Card apply walkthrough →
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Frequently asked questions
Is the HSBC Cashback Credit Card worth it?
What is the annual fee for the HSBC Cashback Credit Card?
How does the HSBC Cashback Credit Card reward rate work?
What are the eligibility requirements for the HSBC Cashback Credit Card?
Does the HSBC Cashback Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.