HSBC India
HSBC Live+ Credit Card
Best for online shopping, cashback
₹750/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹750/yr
Reward rate
Not published
Min. income
₹2,00,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹2 lakh/yr · CIBIL 650+
Reward cap
₹500/month
Welcome benefit
Partner brand cashback offers
Who is this for
- Online shopper
- Budget-conscious spender
What we like
- 5% cashback on online spends
- Low annual fee
Watch out for
- Rs 500 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹750 | Not waivable |
| Annual fee | ₹750 | Waived on Rs 2 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 5.00 | ₹500/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Domestic lounge access
None
-
Milestone benefits Highlight
Partner brand cashback offers
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹2,00,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
HSBC Live+ Credit Card is a VISA credit card from HSBC Bank. It is best suited for online shopping, cashback.
Fees and rewards
- Annual fee: Rs 750
- Joining fee: Rs 750
- Rewards: 5% cashback on online spends; 1% on all other spends
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for HSBC Live+ Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HSBC Live+ Credit Card worth it?
What is the annual fee for the HSBC Live+ Credit Card?
How does the HSBC Live+ Credit Card reward rate work?
What are the eligibility requirements for the HSBC Live+ Credit Card?
Does the HSBC Live+ Credit Card offer airport lounge access?
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