HSBC India
HSBC Taj Credit Card
Best for luxury travel, Taj Hotels
₹2,500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹2,500/yr
Reward rate
Not published
Min. income
₹5,00,000
Forex markup
1.5%
Lounge access
Domestic + international
Eligibility
₹5 lakh/yr · CIBIL 750+
Reward cap
Uncapped
Welcome benefit
Complimentary Taj Epicure membership with exclusive privileges
Who is this for
- Luxury traveler
- Taj Hotels loyalist
What we like
- 5X reward points on Taj Hotels
- Premium lounge access worldwide
Watch out for
- High annual fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | Waived on Rs 8 lakh annual spend |
| Late payment | ₹1,000 | Not waivable |
| Forex markup | 1.5% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 5 RP per Rs 100 on Taj Hotels and partner brands | Uncapped | 1 RP = Rs 0.40 (statement credit) |
| DINING | 3 RP per Rs 100 on dining | Uncapped | 1 RP = Rs 0.40 |
| All spends | 2 RP per Rs 100 on other spends | Uncapped | 1 RP = Rs 0.40 |
Benefits
-
Complimentary Taj Epicure membership Highlight
Complimentary Taj Epicure membership with exclusive privileges
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access (unlimited)
-
International lounge access Highlight
Complimentary international lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 25–65 years
- Min. income
- ₹5,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
HSBC Taj Credit Card is a VISA credit card from HSBC Bank. It is best suited for luxury travel, Taj Hotels.
Fees and rewards
- Annual fee: Rs 2,500
- Joining fee: Rs 2,500
- Rewards: 5 RP per Rs 100 on Taj Hotels; 3 RP per Rs 100 on dining; 2 RP per Rs 100 on other spends
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for HSBC Taj Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the HSBC Taj Credit Card worth it?
What is the annual fee for the HSBC Taj Credit Card?
How does the HSBC Taj Credit Card reward rate work?
What are the eligibility requirements for the HSBC Taj Credit Card?
Does the HSBC Taj Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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