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IDFC First Bank

FIRST Power+ Credit Card by IDFC FIRST Bank

Best for fuel savings, HPCL benefits

₹499/yr annual fee · 4x rewards

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹499/yr

Reward rate

4x

Min. income

₹2,50,000

Forex markup

0%

Lounge access

None

Eligibility

₹2.50 lakh/yr · CIBIL 700+

Reward cap

₹1,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Daily driver
  • Frequent traveller
  • Online shopper

What we like

  • Up to 6.5% on fuel
  • Zero forex markup
  • Up to 26.67% travel bonus

Watch out for

  • Rs 1,000 monthly cap on fuel cashback

Issuer

Bank

IDFC First Bank

Private sector bank

All IDFC First Bank cards →

Headquarters

Mumbai, Maharashtra

Established 2015

Website

www.idfcfirstbank.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹499 Waived on Rs 50,000 annual spend
Forex markup 0% Not waivable

Rewards

Spend category Rate Cap Redemption
FUEL 6.50 ₹1,000/month 1.00
TRAVEL 26.67 — 1.00
All spends 3.00 — 0.30

Benefits

  • Fuel savings Highlight

    Up to 6.5% value-back on HPCL fuel spends

  • Zero forex markup Highlight

    Zero forex markup on international transactions

  • Travel rewards Highlight

    Up to 26.67% bonus rewards on travel

  • Welcome benefit

    Welcome voucher on card activation

Eligibility

Age
21–60 years
Min. income
₹2,50,000
Min. credit score
700+
Score note
Stable income with decent credit
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

FIRST Power+ Credit Card by IDFC FIRST Bank is a Visa fuel savings card with up to 6.5% value-back on HPCL fuel spends, plus zero forex markup.

Fees and rewards

  • Annual fee: Rs 499 (waived on Rs 50,000 annual spend)
  • Joining fee: Nil
  • Rewards: Up to 6.5% on fuel; 26.67% travel bonus; 3x on other spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for FIRST Power+ Credit Card by IDFC FIRST Bank

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the FIRST Power+ Credit Card by IDFC FIRST Bank worth it?
FIRST Power+ Credit Card by IDFC FIRST Bank is a credit card issued by IDFC First Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the FIRST Power+ Credit Card by IDFC FIRST Bank?
FIRST Power+ Credit Card by IDFC FIRST Bank charges ₹499 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the FIRST Power+ Credit Card by IDFC FIRST Bank reward rate work?
FIRST Power+ Credit Card by IDFC FIRST Bank earns 4x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the FIRST Power+ Credit Card by IDFC FIRST Bank?
To qualify for FIRST Power+ Credit Card by IDFC FIRST Bank, you typically need: minimum annual income ₹2,50,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the FIRST Power+ Credit Card by IDFC FIRST Bank offer airport lounge access?
FIRST Power+ Credit Card by IDFC FIRST Bank does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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