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IndusInd Bank

IndusInd Bank Jio-bp Mobility+ Credit Card

Best for fuel savings, Jio-bp network benefits

₹0/yr annual fee · 4x rewards

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

Lifetime free

Reward rate

4x

Min. income

₹3,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹3 lakh/yr · CIBIL 700+

Reward cap

₹700/month

Welcome benefit

Up to 6,400 Smiles as milestone bonus

Who is this for

  • Daily driver
  • Jio-bp customer

What we like

  • 4% on Jio-bp fuel
  • 6,400 Smiles milestone bonus
  • Zero annual fee

Watch out for

  • Rs 700 monthly cap on Jio-bp cashback
  • Rs 499 joining fee

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹499 Not waivable
Annual fee ₹0 Not waivable
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
JIOBP 4.00 ₹700/month 1.00
FUEL 2.50 1.00
All spends 1.50 0.25

Benefits

  • Jio-bp cashback Highlight

    Up to 4% value-back on Jio-bp fuel spends

  • Milestone bonus Highlight

    Up to 6,400 Smiles as milestone bonus

  • Free renewal

    Zero annual fee on card renewal

  • Mobility benefits

    EV charging and mobility benefits

Eligibility

Age
21–60 years
Min. income
₹3,00,000
Min. credit score
700+
Score note
Stable income with decent credit
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, address proof

IndusInd Bank Jio-bp Mobility+ Credit Card is a Visa co-brand fuel card from IndusInd Bank and Jio-bp, offering up to 4% value-back on Jio-bp fuel spends and 6,400 Smiles milestone bonus.

Fees and rewards

  • Annual fee: Nil (zero annual fee on renewal)
  • Joining fee: Rs 499
  • Rewards: Up to 4% on Jio-bp fuel; 2.5% on other fuel; 1.5x on other spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, address proof

Card data compiled from paisabazaar.com listings. Status: active.

Apply for IndusInd Bank Jio-bp Mobility+ Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the IndusInd Bank Jio-bp Mobility+ Credit Card worth it?

IndusInd Bank Jio-bp Mobility+ Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Jio-bp Mobility+ Credit Card?

IndusInd Bank Jio-bp Mobility+ Credit Card charges ₹0 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Jio-bp Mobility+ Credit Card reward rate work?

IndusInd Bank Jio-bp Mobility+ Credit Card earns 4x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the IndusInd Bank Jio-bp Mobility+ Credit Card?

To qualify for IndusInd Bank Jio-bp Mobility+ Credit Card, you typically need: minimum annual income ₹3,00,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Jio-bp Mobility+ Credit Card offer airport lounge access?

IndusInd Bank Jio-bp Mobility+ Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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