Skip to content
Compare Cards

IndusInd Bank

IndusInd Bank Platinum RuPay Credit Card

Best for domestic spending, RuPay

₹500/yr annual fee

RuPay

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹500/yr

Reward rate

Not published

Min. income

₹1,50,000

Forex markup

Not published

Lounge access

Domestic only

Eligibility

₹1.50 lakh/yr · CIBIL 650+

Reward cap

No cap

Welcome benefit

None beyond the reward rate

Who is this for

  • Budget-conscious spender
  • Domestic traveler

What we like

  • 1% cashback on all spends
  • Low annual fee

Watch out for

  • Rs 500 late-payment fee

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Website

www.indusind.com

Network

RuPay

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹500 Not waivable
Annual fee ₹500 Waived on Rs 1.5 lakh annual spend
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 1.00 No cap 1.00
FUEL 1.50 ₹300/month 1.00

Benefits

  • Domestic lounge access Highlight

    Complimentary domestic airport lounge access

  • Fuel surcharge waiver

    1% waiver on fuel transactions

Eligibility

Age
18–65 years
Min. income
₹1,50,000
Min. credit score
650+
Score note
Stable income
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

IndusInd Bank Platinum RuPay Credit Card is a RuPay credit card from IndusInd Bank. It is best suited for domestic spending, RuPay.

Fees and rewards

  • Annual fee: Rs 500
  • Joining fee: Rs 500
  • Rewards: 1% cashback on all spends; 1.5% on fuel

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for IndusInd Bank Platinum RuPay Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the IndusInd Bank Platinum RuPay Credit Card worth it?
IndusInd Bank Platinum RuPay Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Platinum RuPay Credit Card?
IndusInd Bank Platinum RuPay Credit Card charges ₹500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Platinum RuPay Credit Card reward rate work?
IndusInd Bank Platinum RuPay Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the IndusInd Bank Platinum RuPay Credit Card?
To qualify for IndusInd Bank Platinum RuPay Credit Card, you typically need: minimum annual income ₹1,50,000; CIBIL score of 650+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Platinum RuPay Credit Card offer airport lounge access?
Complimentary domestic airport lounge access

← All credit cards · All IndusInd Bank cards · All RuPay cards

Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

FinWiz24 may earn a commission from issuer referral links, at no extra cost to you. Our editorial content is independent and not influenced by compensation.