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Network

RuPay credit cards

RuPay is India's domestic card network, operated by NPCI, with wide acceptance and UPI-linked card rails.

Data as of 5 September 2026

Visit RuPay website ↗ Compare RuPay cards

At a glance

Active cards
7
Tracked live
Indian issuers
5
Banks + fintechs on this network
Annual fee range
₹₹0–₹₹500
INR, per year
Reward rate
1.33–4x
Base to top tier

About the RuPay network

RuPay is one of five card networks tracked on FinWiz24. Founded in 2012 and operated by National Payments Corporation of India (NPCI), RuPay-branded credit cards run on rails accepted in Domestic focus (India) — Wide in India (5M+ touchpoints). In India, Universal (NPCI network of banks and merchants). We currently track 7 active RuPay credit cards, plus 0 reference records for existing holders.

Network details

Operator
National Payments Corporation of India (NPCI)
Headquarters
Mumbai, Maharashtra, India
Founded
2012
Coverage
Domestic focus (India)

Acceptance in India

Indian acceptance

Universal (NPCI network of banks and merchants)

Global reach

Coverage: Wide in India (5M+ touchpoints) — Domestic focus (India).

Customer support

Network support
1800-11-0021

RuPay NPCI product support

Toll-free helpline
Not published

Reach the network for fraud reporting, lost-card blocking, and acceptance disputes through the official website.

RuPay card issuers in India

5 Indian banks and fintechs currently issue RuPay-branded credit cards on FinWiz24.

  • AU Small Finance Bank
  • Axis Bank
  • Federal Bank
  • HDFC Bank
  • ICICI Bank

RuPay credit cards in India

7 active cards on FinWiz24, sorted with featured cards first.

Frequently asked questions

How many RuPay credit cards are available in India?
FinWiz24 tracks 7 active RuPay credit cards in India, plus 0 reference-only records. 5 Indian banks including AU Small Finance Bank, Axis Bank, Federal Bank, HDFC Bank and others issue RuPay-branded credit products, from entry-level to super-premium.

How widely is RuPay accepted in India?
Universal (NPCI network of banks and merchants)

Is RuPay accepted internationally?
RuPay operates in Domestic focus (India), with acceptance at Wide in India (5M+ touchpoints) merchants and ATMs globally. For travel outside India, Visa and Mastercard have the broadest global footprint, while Amex and Diners Club are wider in premium venues than in everyday retail.

How do I get customer support for a RuPay card?
For RuPay card services in India, call 1800-11-0021 (RuPay NPCI product support). For account-specific questions, your card-issuing bank is the first point of contact; reach the network directly for fraud reporting, lost-card blocking, or acceptance disputes.

What is the difference between RuPay and other card networks?
RuPay is one of five networks tracked on FinWiz24. Visa and Mastercard have the widest global acceptance. RuPay is the Indian domestic network operated by NPCI, with zero forex markup on many cards. Amex is both network and issuer, with strong rewards and lounges but narrower acceptance. Diners Club is a premium charge-card network with a small Indian footprint.

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